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Tembo Money: Lifetime ISA reviews

4.91
Based on 1,986 reviews, last reviewed 20th Feb 2026
127900% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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1%
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1 star
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Latest highest rating:

5

Good service, could improve offer clarity Good mortgage broker call. Interest rates are low after the introductory offer. Different mortgage bonus offers are confusing to understand as they ar... Read more Reviewed on: 20th February 2026
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El

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
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James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (1986)

Tembo is easy and uncomplicated to use

5
One of the main attractions for me using Tembo, is how easy the interface is to use and understand. I’m not especially financially literate, but Tembo is really easy to understand and has the plenty of help articles to understand difficult financial terms. Reviewed on: 3rd February 2026

Customer service is always quick to sort any issues,...

5
Customer service is always quick to sort any issues, competitive rates across the whole banking network Reviewed on: 3rd February 2026

We love you Tembo!

5
I was recommended Tembo by a friend. Not only is the Tembo app creative and aesthetic, it is so easy to use, and they have made saving fun! Who knew saving money could be this enjoyable?! Watching the interest hit your account feels amazing. Me and my husband are currently first time buyers, we wouldn’t be able to do this without Tembo. Thank you Tembo, we love you!!! Reviewed on: 3rd February 2026

Great experience with Tembo.

5
Great experience with Tembo. Everything was straightforward, well organised, and the team were friendly and responsive throughout. The service felt genuinely supportive and easy to use — I’d happily recommend Tembo to anyone looking for a smooth, stress-free experience. Reviewed on: 3rd February 2026

Excellent ISA products from Tembo

5
Great rates, its easy to use the account and update amounts. Reviewed on: 3rd February 2026

Easy to use, great rates.

5
Easy Transfer from other Bank. Friendly UI, and easy to use. Has great rates for my Lifetime ISA. Reviewed on: 3rd February 2026

Best interest rate.

5
Best interest rate. Good mortgages Reviewed on: 3rd February 2026

Simple, Reliable, and Great for Saving

5
Tembo is a great savings bank with a simple, easy-to-use app and clear information. It makes saving feel straightforward and stress-free, and I’d happily recommend it to anyone looking to grow their money. Reviewed on: 3rd February 2026

Friendly and informative staff.

5
Friendly and informative staff. Very helpful Reviewed on: 3rd February 2026

Just a great experience switching to Tembo and holdi...

5
Just a great experience switching to Tembo and holding my lisa Reviewed on: 3rd February 2026

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