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Tembo Money: Lifetime ISA reviews

4.90
Based on 2,986 reviews, last reviewed 7th Mar 2026
217700% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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1%
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0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Not many Lisa , this offers best rate for transfers . Not many Lisa , this offers best rate for transfers . Reviewed on: 7th March 2026
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yoki10

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (2986)

Fantastic experience

5
I have managed to easily save a lot of money with Tembo this year. It’s so easy to set up a direct debit, add a one off contribution, and it’s easy to cancel too Reviewed on: 5th March 2026

Easy and effective

5
Easy to work with, great customer service and helpful impartial advice for a couple of first time buyers. Coupled with the great interest rates and a straightforward to use app that includes useful tools to keep track of the house purchasing process, would highly recommend Tembo. Reviewed on: 5th March 2026

User-friendly interface.

5
User-friendly interface. Simple and clear step-by-step guide on how to save money for mortgage purposes. I found the whole process very straightforward from start to finish. Setting up my Lifetime ISA was quick, and the app clearly explained how the government bonus works, which gave me more confidence in what I was signing up for. I also appreciate how easy it is to track my savings progress — it keeps me motivated seeing everything laid out clearly. The updates and notifications are helpful without being overwhelming, and I like that I can manage everything in one place without needing to call or chase anyone. Overall, my experience has been smooth, transparent and reassuring, especially as someone saving towards buying my first home. Reviewed on: 5th March 2026

Very good.

5
Very good. Customer service is quick and efficient also. Rates are awesome Reviewed on: 5th March 2026

Very competitive and superb customer service

5
Tembo has a very competitive rate that doesn’t change after a year. Plus their customer service is brilliant and they’re quick to get back to you. Reviewed on: 5th March 2026

Good interest and easy use of app

4
Good interest and easy use of app Reviewed on: 5th March 2026

Tembo is a great provider

5
Tembo is a great provider, easy to use and navigate and has all the essentials in one place. Reviewed on: 5th March 2026

A great experience so far

5
Luke was really supportive to help me understand the process and what my options were so that I can make an informed decision. I was really nervous entering the process because I didn’t really know what to expect., the information guides the regular emails and the contact sessions really helped me feel like I could take charge of my mortgage process and actually make it positive experience Reviewed on: 5th March 2026

It has been a wonderful experience so far for there...

5
It has been a wonderful experience so far for there easy saving management and interest on saving Reviewed on: 5th March 2026

Super easy to set an account up and start saving, I...

5
Super easy to set an account up and start saving, I love the fact they have the little progress bar as well so I can see how close I am to reaching the deposit for our future home. Being able to track this alongside my partner helps even more as we are able to work towards our future together! Reviewed on: 5th March 2026

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