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Trading 212: Cash ISA reviews

4.95
Based on 2,240 reviews, last reviewed 2nd Mar 2026
107800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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Latest highest rating:

5

Website very easy to use Website very easy to use and rates of interest are good Reviewed on: 2nd March 2026
Alan Fleming's avatar
Alan Fleming

Latest lowest rating:

1

No Support From Day One ! As advertised on MSE and Smart Money People I tried to open a Cash ISA with Trading 212 but ran into problems with my Transfer of funds. The support o... Read more Reviewed on: 23rd April 2025
PAUL BROOKMAN's avatar
PAUL BROOKMAN

About this product

The Trading 212 cash ISA is completely free with no account fees.

The Trading 212 cash ISA is flexible so you can withdraw funds whenever you want to. Your interest accumulates daily and is paid monthly. You can open a Trading 212 cash ISA with just £1.

Trading 212 cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Trading 212 before, you can also leave a review and share your experience.

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Trading 212 Cash ISA reviews (2240)

Easy to use.

5
Easy to use. Simple to set up. Cheap fees and lots of trading options. Reviewed on: 19th January 2026

Trading 212 highly recommend it...

5
Trading 212 is a great and very easy to use banking app moving money around is very straightforward, very quick to take money out to your bank account great AER rates when the bank of England let's you ... I would highly recommend trading 212 ... Reviewed on: 19th January 2026

Signed up to the cash ISA for the interest rate.

5
Signed up to the cash ISA for the interest rate. Very easy app interface and money movements (adding and withdrawing) are very simple. Reviewed on: 19th January 2026

So easy to register and move money.

5
So easy to register and move money. Excellent website, app easy to use by a non techy person, good returns. Reviewed on: 19th January 2026

Best trading app in my opinion.

5
Have always received good efficient service from 212 Reviewed on: 19th January 2026

Very pleased

4
Good. Very happy with Trading. Interest good and I am informed by email how much on a weekly basis Reviewed on: 19th January 2026
Reply from Trading 212 Thank you for the positive review. We're glad you're satisfied with our service. Response date: 10th February 2026
Trading 212's avatar
Trading 212

Trading 212 investment for all

5
A clear easy to use process for investing with good returns and a useful app to watch your money grow Reviewed on: 19th January 2026

I have opened account with trading 212 i find that i...

3
I have opened account with trading 212 i find that it could be much better like explaining how the accounts work and what you would lose if it comes to it also the cash back isa card should be free to have NOT chargeable for the postage and the card its self for customers also the 15% should be all the time and not just for the 1st 90 days or so then 5% after it should be 15% all the time and more sectors that it can be used with like services ect ect Reviewed on: 19th January 2026
Reply from Trading 212 Thanks for sharing your feedback. We understand your point about wanting more precise explanations of how the different account types work and the risks involved. We do provide guidance in our Help Centre, and if you have questions, you can reach us 24/7 via the in-app chat or [email protected]. Regarding the 212 Card, the one-off fee for a physical card covers the manufacturing costs, while you can create and use a virtual card for free. As for cashback, campaigns can be time-limited and come with specific terms, but we hear you on wanting a higher rate for longer and more eligible sectors. Response date: 20th January 2026
Trading 212's avatar
Trading 212

Watching your tax free savings grow

5
Love watching my funds grow daily with the Trading 212 app. Had no issues since opening my account and my wife’s account, very easy to use the app for Tax Free Savings. Reviewed on: 19th January 2026

Fantastic experience from start to finish.

5
Fantastic experience from start to finish. Really easy to use platform with plenty of interaction. Reviewed on: 19th January 2026

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