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Trading 212: Cash ISA reviews

4.74
Based on 4,649 reviews, last reviewed 11th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Come for the ISA, Stay for the Trade! I found out about Trading 212 through MSE, as I was specifically looking for an ISA with a high return. I used the Trading 212 app and discovered it's... Read more Reviewed on: 11th September 2026
Tony A's avatar
Tony A

Latest lowest rating:

1

Turn off notifications Spam, request for positive reviews, offer possibility of cash prize Reviewed on: 17th April 2026
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Sb

About this product

The Trading 212 cash ISA is completely free with no account fees.

The Trading 212 cash ISA is flexible so you can withdraw funds whenever you want to. Your interest accumulates daily and is paid monthly. You can open a Trading 212 cash ISA with just £1.

Trading 212 cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Trading 212 before, you can also leave a review and share your experience.

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Trading 212 Cash ISA reviews (4649)

Competitive and easy to manage

5
The cash ISA is very competitive. The rate was 4.1% in the first year and is now 3.6%, which is still solid. The interface is simple and easy to use. I also like having both my ISAs in one place, as it gives me a clear view of my overall position without needing to jump between providers. Reviewed on: 10th April 2026

Account setup was straightforward and completed enti...

5
Account setup was straightforward and completed entirely online. Adding funds and transferring an ISA from another provider was simple. Overall, a very positive experience with both the process of creating account and transferring ISA into Trading 212. Reviewed on: 10th April 2026

Does what it says on the tin.

5
Does what it says on the tin. Good digital platform for Cash ISA, social features are a little annoying but easily ignored. Good rates, decent app compared to other options. Deposits easy, ISA status in clear sight. Reviewed on: 10th April 2026

Great cash ISA

5
I found the ISA account really easy to open and set up - and of course, the rates offered are great Reviewed on: 10th April 2026

Very easy to manage ISA, both Cash and S&S

5
Very easy to manage ISA, both Cash and S&S Reviewed on: 10th April 2026

Great Cash ISA

5
Very easy to use cash ISA with super quick deposits. Reviewed on: 10th April 2026

5 star review

5
I’ve never had an issue with T212 and the interest rate is good. Reviewed on: 10th April 2026

Incredibly easy access.

5
Incredibly easy access. Responsive customer service way better than other banks I’ve used online Reviewed on: 10th April 2026

Great ISA, low fees, great UI, very intuitive

5
Great ISA, low fees, great UI, intuitive and easy to use. Reviewed on: 10th April 2026

Excellent, good rates and have used them for a good...

4
Excellent, good rates and have used them for a good while now Reviewed on: 10th April 2026

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