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Trading 212: Cash ISA reviews

4.92
Based on 4,640 reviews, last reviewed 27th Apr 2026
829% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

really good daily interest rate on the cash ISA really good daily interest rate on the cash ISA Reviewed on: 27th April 2026
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Faiza

Latest lowest rating:

1

Turn off notifications Spam, request for positive reviews, offer possibility of cash prize Reviewed on: 17th April 2026
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Sb

About this product

The Trading 212 cash ISA is completely free with no account fees.

The Trading 212 cash ISA is flexible so you can withdraw funds whenever you want to. Your interest accumulates daily and is paid monthly. You can open a Trading 212 cash ISA with just £1.

Trading 212 cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Trading 212 before, you can also leave a review and share your experience.

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Trading 212 Cash ISA reviews (4640)

Excellent from day 1.

5
Excellent from day 1. Very reliable service. Reviewed on: 9th April 2026

Great platform for keeping your cash for steady growth

5
Great platform for keeping your cash for steady growth Reviewed on: 9th April 2026

Simple app to use for your trading journey!

4
Trading 212 is how I entered my trading journey. Initially it was quite hard to get around to as I was really new to the whole trading sector. What I found hard initially was actually navigating the app and understanding how to use key features or what some abbreviations meant. The blogs you can subscribe to for each pie or stock are very useful to either grow your community or get advice from active and more experience traders. Overall I've come to understand in full how to use the application and been able to learn a lot through it. What I think would be nice for new users (after maybe an initial survey identifying your trading level) is a mini onboarding course or tutorial on how to use the app and key concepts to take into account when starting your trading journey. Aside from this I don't really see anything else as of now to be implemented within the app (at least for my level of needs). I really enjoy using it and will love on continuing to use it in the years to come! Reviewed on: 9th April 2026

Great app very user friendly

4
Great app very user friendly, i haven't had any issues for now but i'm just long term investing. It seems straight forward looks like it helps you if it feels you're at risk. Overally, i'd recommend it. Reviewed on: 9th April 2026

Simple to use.

5
Simple to use. Effective user interface. Well explained. No fees Reviewed on: 9th April 2026

Completely free to use and offering one of the best...

5
Completely free to use and offering one of the best interest rates in the market. Customer service has been instant and very good every time I've used it, answering any queries or questions that I had. The UI is extremely use friendly. Reviewed on: 9th April 2026

So easy to set up and top up.

5
So easy to set up and top up. Instant access is a massive bonus. The rate is fair and it's great to know that it's always going to be .15% below base rate, so if the base rate rises then the cash ISA rate does as well. Reviewed on: 9th April 2026

Easy to use and really flexible.

5
Easy to use and really flexible. Excellent interest rate. Reviewed on: 9th April 2026

Simple, Reliable, and Great for Everyday Savings

5
I’ve had a really good experience using Trading 212’s Cash ISA. It’s straightforward to set up and easy to manage through the app, which makes saving feel hassle-free. I like how transparent everything is, interest rates, balances, and transactions are clearly displayed, so you always know where you stand. The flexibility to deposit and withdraw without complications is a big plus. One thing I appreciate is how seamlessly it integrates with the rest of the platform, making it convenient if you’re also investing. That said, interest rates can vary, so it’s worth keeping an eye on them compared to competitors. Also, it doesn’t yet offer as many features as traditional banks. Overall, it’s a solid, user-friendly option for simple, tax-efficient savings. Reviewed on: 9th April 2026

Good trading platform for all users

5
Good trading platform for all users Reviewed on: 9th April 2026

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