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Trading 212: Cash ISA reviews

4.92
Based on 4,640 reviews, last reviewed 27th Apr 2026
339% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

really good daily interest rate on the cash ISA really good daily interest rate on the cash ISA Reviewed on: 27th April 2026
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Faiza

Latest lowest rating:

1

Turn off notifications Spam, request for positive reviews, offer possibility of cash prize Reviewed on: 17th April 2026
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Sb

About this product

The Trading 212 cash ISA is completely free with no account fees.

The Trading 212 cash ISA is flexible so you can withdraw funds whenever you want to. Your interest accumulates daily and is paid monthly. You can open a Trading 212 cash ISA with just £1.

Trading 212 cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Trading 212 before, you can also leave a review and share your experience.

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Trading 212 Cash ISA reviews (4640)

Good interest rate.

5
Good interest rate. Great App. Good updates. Reviewed on: 17th April 2026

Good transition when you're confident in stocks

4
Switched my account with ease. Rates and fees are visibly displayed. AI is informative to assisting with decisions whilst avoiding the strangers/bot accounts on forums. Format for the pie section is generally well kept but sometimes hard to understand. Reviewed on: 17th April 2026

Winner on all fronts

5
Having recently celebrated my 30th birthday, I knew it is time to get my finances in order and start thinking about my future. Using the Google AI feature I have explored the world of savings and investments for the very first time, and regardless of my query, the quest for the best option out there seemed to always end with Trading 212. Moreover, being the offer-hunter I am, I found not one but two signup bonuses if I open up both, the Cash ISA and the Stocks ISA with them as well. I got free Porsche stocks (Stocks ISA) and bonus interest rate of 4.58% for the first 12 months (Cash ISA), instantly awakening an excitement about becoming the most fiscally responsible person I have ever been! I’ve invested some money into what I titled the “American Pie” (Invest ISA) to fund my dream to move to the USA one day, and transferred the rest into the instant access Cash ISA, to avoid losing their value and beat the inflation until I need them back in my regular bank account for spending. The AI called it a smart move since my Trading 212 ISAs are the flexible kind, and I am not losing my yearly £20K allowance with every deposit and withdrawal as I would otherwise. Plus, for all of this, I pay no fees. To me, there is no competition. Reviewed on: 17th April 2026

Been good so far.

4
Been good so far. Would have liked a larger joining referral. Reviewed on: 17th April 2026

From good, to excellent

5
Easy to set up from scratch, with good communication with customer services, and great returns compared to everyone else on the market, so would highly recommend indeed! The App is also easy to navigate and provides live updates! Reviewed on: 17th April 2026

best cash isa

5
couldnt ask for a better cash isa Reviewed on: 17th April 2026

Straightforward and easy to use.

4
Straightforward and easy to use. Reviewed on: 17th April 2026

Excellent customer service, great deals.

5
Excellent customer service, great deals. Will definitely recommend them Reviewed on: 17th April 2026

Trading 212 Cash ISA

5
Good value ISA served by easy to use app. Reviewed on: 17th April 2026

It's been a great experience and a help to building...

5
It's been a great experience and a help to building my trading portfolio Reviewed on: 17th April 2026

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