Smart Money People Logo

Trading 212: Cash ISA reviews

4.92
Based on 4,640 reviews, last reviewed 27th Apr 2026
339% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

really good daily interest rate on the cash ISA really good daily interest rate on the cash ISA Reviewed on: 27th April 2026
Faiza's avatar
Faiza

Latest lowest rating:

1

Turn off notifications Spam, request for positive reviews, offer possibility of cash prize Reviewed on: 17th April 2026
Sb's avatar
Sb

About this product

The Trading 212 cash ISA is completely free with no account fees.

The Trading 212 cash ISA is flexible so you can withdraw funds whenever you want to. Your interest accumulates daily and is paid monthly. You can open a Trading 212 cash ISA with just £1.

Trading 212 cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Trading 212 before, you can also leave a review and share your experience.

Review Trading 212: Cash ISA now

Help others make smarter decisions by sharing your own experience. Write a review

Trading 212 Cash ISA reviews (4640)

Its without a doubt the easiest trading app, I've lo...

5
Its without a doubt the easiest trading app, I've looked at so many others but the over complicated nature of them just pushed me to move on and on till I tried Trading 212. So easy. Brilliant. Reviewed on: 17th April 2026

Almost there

3
Don’t really have much to say because I only started using it effectively last month. Reviewed on: 17th April 2026

Happy New Customer

5
Very easy to open and app is easy to use. Competitive rates to attract new customers Reviewed on: 17th April 2026

I wish I knew about it sooner.

5
Customer service was very helpful and quick to resolve an issue I had setting up the account. It was also very easy to add funds to the account. Reviewed on: 17th April 2026

Choice of funds and little to no fees

5
Joined from BoS and Vanguard, so much easier to use and much more cost effective for me, wishing I had joined so much sooner than I did, the choice of stocks and funds with the barely any fees makes it a no brainer Reviewed on: 17th April 2026

A simple way to earn interest on idle funds

5
Trading 212 Cash is best seen as a supplementary feature rather than a primary savings solution. It shines when integrated into an active investing strategy but may not replace dedicated high-yield savings accounts for long-term cash storage. Reviewed on: 17th April 2026

It was really quick and simple.

5
It was really quick and simple to set up and helpful hints. Reviewed on: 17th April 2026

e to use and a good intro rate

5
Good - easy to use and a good intro interest rate Reviewed on: 17th April 2026

I love this Cash ISA more than anything

5
I use Trading 212 mainly for a cash ISA and i would say that it is amazing, it is very quick and easy, with depositing being just a few clicks and immediate and even though it states that withdrawals can take up to 3 business days, almost all of my withdrawals have come in immediately with the longest it ever took being just hours. It is a well formatted and simple app with one of the best AERs for cash ISA ive seen out there and has saved and made me a great amount of money. Reviewed on: 17th April 2026

Trading212 cash ISA

5
The Trading212 cash ISA has been great to me. Super easy to use. Easy to add and withdraw money. The interest rates are very competitive. I like that the app lets you know what interest you’ve earned each day, rather than just at the end of the month. Reviewed on: 17th April 2026

Do you have a different Trading 212 product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Trading 212?

  • Stocks and Shares ISA

    from Trading 212 4.91 from 5473 reviews
    Trading 212
  • Investment Accounts

    from Trading 212 4.88 from 1573 reviews
    Trading 212
    View all products