Smart Money People Logo

Trading 212: Cash ISA reviews

4.92
Based on 4,639 reviews, last reviewed 22nd Apr 2026
895% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The Cash ISA offered by Trading 212 is a flexible, a... The Cash ISA offered by Trading 212 is a flexible, app-based savings account that allows tax-free interest on savings up to the £20,000 annual ISA all... Read more Reviewed on: 22nd April 2026
rebecca b's avatar
rebecca b

Latest lowest rating:

1

Turn off notifications Spam, request for positive reviews, offer possibility of cash prize Reviewed on: 17th April 2026
Sb's avatar
Sb

About this product

The Trading 212 cash ISA is completely free with no account fees.

The Trading 212 cash ISA is flexible so you can withdraw funds whenever you want to. Your interest accumulates daily and is paid monthly. You can open a Trading 212 cash ISA with just £1.

Trading 212 cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Trading 212 before, you can also leave a review and share your experience.

Review Trading 212: Cash ISA now

Help others make smarter decisions by sharing your own experience. Write a review

Trading 212 Cash ISA reviews (4639)

Cash Isa

4
A good interest rate was offered. They also communicate often which keeps you in touch. Reviewed on: 6th February 2026
Reply from Trading 212 Thank you for the positive review, Anna. We're glad you're satisfied with our Cash ISA and the interest rate. If there's anything we can do to turn this into a 5-star experience, please let us know. Response date: 17th February 2026
Trading 212's avatar
Trading 212

Pretty cool

5
Great service and communication, lightening fast transaco Reviewed on: 6th February 2026

Very simple platform with easy access to funds.

4
Very simple platform with easy access to funds. Fair returns. Reviewed on: 5th February 2026
Reply from Trading 212 Thank you for the positive review, Jim. We’re glad you’re enjoying the easy access. If there’s anything we can do to earn that extra star, please share it with us. Response date: 16th February 2026
Trading 212's avatar
Trading 212

Starter interest good but came down after a year, ot...

4
Starter interest good but came down after a year, other wise no problems. Clear and precise Reviewed on: 5th February 2026
Reply from Trading 212 Thank you for the positive review, Barry. We're glad you're satisfied with our app and interest rate. If there's anything we can do to turn this into a 5-star experience, please share it with us. Response date: 16th February 2026
Trading 212's avatar
Trading 212

An excellent Cash ISA and first class service.

5
An excellent Cash ISA and first class service via the app. Transfers in and out were seamless and actioned in a very short space of time. In addition the daily updates on the investment and market activity were most welcome Reviewed on: 5th February 2026

Rate unfair em for a while now .

4
I have been saving with them for a while now .In fact most of my money is with them but l am not happy with their rate. The rates should be the same for everyone. Reviewed on: 5th February 2026
Reply from Trading 212 Thank you for your feedback. We value all of our clients, both new and long-standing. Promotions for new clients are common in many industries, but they’re never meant to diminish the loyalty of existing clients. We appreciate your input about the Cash ISA promotional rate, and we'll continue to look for ways to provide ongoing value to all of our loyal clients. In the meantime, if we can do something to improve your experience, please share it with us by updating the review. Response date: 17th February 2026
Trading 212's avatar
Trading 212

Good interest

5
Good interest and easy app to use Reviewed on: 5th February 2026

Wished I had opened an account earlier

5
Wished I had opened an account earlier Reviewed on: 5th February 2026

Excellent updates

5
Excellent updates. Ease of set up and use. Reviewed on: 5th February 2026

Straightforward saving

5
Very easy to use app, transfers are simple and quick Reviewed on: 5th February 2026

Do you have a different Trading 212 product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Trading 212?

  • Stocks and Shares ISA

    from Trading 212 4.91 from 5465 reviews
    Trading 212
  • Investment Accounts

    from Trading 212 4.88 from 1571 reviews
    Trading 212
    View all products