Smart Money People Logo
Go to business site
Share this page
Link copied

Trading 212: Cash ISA reviews

View other Trading 212 products
4.92
Based on 4,605 reviews, last reviewed 19th Apr 2026
322200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great Cash ISA Easy to set up and use, with a great rate. Reviewed on: 19th April 2026
Ben M's avatar
Ben M

Latest lowest rating:

1

Turn off notifications Spam, request for positive reviews, offer possibility of cash prize Reviewed on: 17th April 2026
Sb's avatar
Sb
Read all reviews Write a review

About this product

The Trading 212 cash ISA is completely free with no account fees.

The Trading 212 cash ISA is flexible so you can withdraw funds whenever you want to. Your interest accumulates daily and is paid monthly. You can open a Trading 212 cash ISA with just £1.

Trading 212 cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Trading 212 before, you can also leave a review and share your experience.

Review Trading 212: Cash ISA now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Trading 212 Cash ISA reviews (4605)

Great online bank with excellent app

5
The app is well designed, clear and easy to use. Reviewed on: 19th January 2026
Bryan G's avatar
Bryan G

The rate of interest on my cash isa was great.

4
The rate of interest on my cash isa was great. Reviewed on: 19th January 2026
David Cooke's avatar
David Cooke
Reply from Trading 212 Thank you for leaving us a review, David. Our Cash ISA interest rate directly follows the Bank of England’s base rate. The rate is set at the Bank of England’s (BoE) base rate minus 0.15% (variable tracker rate). Any changes to the base rate will be reflected in your rate accordingly. Since the recent changes, the BoE base rate is now 3.75%, which is why our Cash ISA interest rate is 3.60% AER. Nonetheless, we appreciate your feedback and will keep it in mind as we continue to look for ways to improve our services. If there’s anything else we can do to make your experience better, please let us know. Response date: 10th February 2026
Trading 212's avatar
Trading 212

Great technicals

5
Good app, regular updates and regular comms Reviewed on: 19th January 2026
Trevor Lowe 's avatar
Trevor Lowe

Excellent service friendly staff the online app is v...

5
Excellent service friendly staff the online app is very easy to use Reviewed on: 19th January 2026
Jennifer M's avatar
Jennifer M

Easy to use and very transparent.

5
Easy to use and very transparent. Reviewed on: 19th January 2026
Carol T's avatar
Carol T

I’m very happy with great investment my investment

5
I’m very happy with my investment Reviewed on: 19th January 2026
Alan B's avatar
Alan B

Easy to use cash ISA platform

5
I have transferred my existing cash ISAs to the Trading212 cash ISA platform based on review on the moneysavingsexpert website. The platform is easy to use, the transfers in went smooth as did the top up payment for the current financial year. Reviewed on: 19th January 2026
Uta B's avatar
Uta B

No complaints, does the job perfectly

5
No complaints, does the job. Earn good interest Reviewed on: 19th January 2026
Paul M's avatar
Paul M

All very clear and easy to understand.

5
All very clear and easy to understand. Reviewed on: 19th January 2026
Angela J's avatar
Angela J

Very easy to use app, great messaging, good interest...

5
Very easy to use app, great messaging, good interest rate, think i joined after a recommend from Martin Lewis! Reviewed on: 19th January 2026
Mark S's avatar
Mark S

Review Trading 212: Cash ISA now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill