Smart Money People Logo

Trading 212: Cash ISA reviews

4.95
Based on 1,109 reviews, last reviewed 15th Jun 2025
63% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

T212-Ease of use Very easy to use and good flexibility to invest Reviewed on: 15th June 2025
Kir's avatar
Kir

Latest lowest rating:

1

No Support From Day One ! As advertised on MSE and Smart Money People I tried to open a Cash ISA with Trading 212 but ran into problems with my Transfer of funds. The support o... Read more Reviewed on: 23rd April 2025
PAUL BROOKMAN's avatar
PAUL BROOKMAN

About this product

The Trading 212 cash ISA is completely free with no account fees.

The Trading 212 cash ISA is flexible so you can withdraw funds whenever you want to. Your interest accumulates daily and is paid monthly. You can open a Trading 212 cash ISA with just £1.

Trading 212 cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Trading 212 before, you can also leave a review and share your experience.

Review Trading 212: Cash ISA now

Help others make smarter decisions by sharing your own experience. Write a review

Trading 212 Cash ISA reviews (1109)

The T212 App works well and is fast.

5
The T212 App works well, fast and is improved regularly. The transfers in and out of T212 is quick and easy. The Cash ISA and Stocks and Shares ISA give reasonably good returns for uninvested cash. There is a good selection of shares and ETFs to buy and sell. Reviewed on: 18th March 2025

Excellent for customer service very good interest ra...

5
Excellent for customer service very good interest rates Reviewed on: 18th March 2025

Love 212 trading.

5
Love 212 trading. Love the platform on the cash ISA with daily interest updates. As a newish nervous investor I am comfortable using 212 and have even started looking at the investment videos and learning articles on the site. Reviewed on: 18th March 2025

Good returns

5
Usually one of the highest rates around . Easy access with no penalties or limits for withdrawals . Reviewed on: 18th March 2025

Consistently kept informed about the growth 9f my ISA

5
Consistently kept informed about the growth 9f my ISA Reviewed on: 18th March 2025

It’s so easy to use and with multiple options

5
It’s so easy to use and with multiple options…..thank you for the best trading app and I’m learning more and more everyday about how the system benefits us all Reviewed on: 18th March 2025

Super easy way to save with great terms

5
I find the app super easy to use and the info is simple to understand. Transferring money from my banking app is quick and uncomplicated. Most of all the rates and t&cs for the cash isa are excellent Reviewed on: 18th March 2025

G Harris T212 review

5
When Trading 212 issued an ISA of over 5% back in November 2024, it was hard to ignore. Although rates have come down T212 still offers a better rate than all other providers. Reviewed on: 18th March 2025

Quick to set up and great interest rates

5
Quick to set up and great interest rates Reviewed on: 18th March 2025

Good start rate for cash isa but it’s dropped , and...

5
Good start rate for cash isa but it’s dropped , and I recommend 4 friends and they didn’t get the higher introductory rate Reviewed on: 18th March 2025

Do you have a different Trading 212 product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Trading 212?

  • Stocks and Shares ISA

    from Trading 212 4.93 from 465 reviews
    Trading 212
  • Investment Accounts

    from Trading 212 4.74 from 308 reviews
    Trading 212
    View all products