Smart Money People Logo

Trading 212: Investment Accounts reviews

4.84
Based on 577 reviews, last reviewed 11th Feb 2026
12250% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
2%

Latest highest rating:

5

Cheap and has everything you need. Cheap and has everything you need. Quick to make trades Reviewed on: 11th February 2026
Joe G's avatar
Joe G

Latest lowest rating:

1

Customers need to be able to phone someone for help Customers need to be able to phone someone for help Reviewed on: 11th February 2026
Duncan's avatar
Duncan

About this product

Trading 212 offer commission-free investing for everyone.

Using the award-winning app, you can buy stocks instantly. You can invest in ready-made pies or build your own. Invest as little as £1 with fractional shares which means you’re able to own stocks in companies like Google, Amazon and Apple.

Trading 212 stocks and shares reviews help you find out what it’s really like to be a customer. If you’ve used Trading 212 before, you can also leave a review and share your experience.

Trading 212 Investment Accounts reviews (577)

Review of the Trading 212, Investment Accounts:

Best on the UK market but not perfect

4
Moved from Freetrade and opened my ISA with Trading212 due to having more stocks, more worldwide markets, no FX fee for overseas stocks, web platform and free S&S ISA. As a long time investor I'm very pleased with the platform. Trading212 are not perfect however, two of my main gripes are: 1. Communication and transparency, which they are continuously working on, still needs to be better. A lot of their key and important communications are on their forum and not social media, they are not promoting themselves as they should. Also transparency when there's downtime or issues which are not logged or centralised somewhere for people to see. Again, you have to browse through the community forum to be aware of things. 2. The trading platform. Trades are done via IB (Interactive Brokers) and they do not own their own platform, hence any new stocks requests from the community which are not on IB won't be able to be added. Also the low volume market orders which are executed via SETSqx are literally anyone's luck when, how and at what price they get executed. Reviewed on: 18th January 2021

the best app to invest, excellent...

5
Easy to find instrument, simple to invest, excellent app Reviewed on: 9th February 2026

Issues with withdrawing money

5
I’ve had issues with withdrawing money and I called into customer service and they helped me through the steps into withdrawing. Super nice and friendly, appreciate the step by step and not rushing me when dealing with the calls. Reviewed on: 9th February 2026

The app is easy to navigate it is easy to log into a...

5
The app is easy to navigate it is easy to log into and you can see your progress at every stage Reviewed on: 9th February 2026

Absolutely phenomenal platform I wish it existed whe...

5
Absolutely phenomenal platform I wish it existed when I were younger 5 stars Reviewed on: 9th February 2026

I started as a novice, knew nothing about trading, s...

5
I started as a novice, knew nothing about trading, stock or shares, but I’ve quickly learnt the basics from the community on T212. T212 initial assessment was very vital to the foundation of my knowledge Reviewed on: 9th February 2026

High interest rates and great interface

5
High interest rates and an easy to use web interface make Trading 212 the best option for your money. Reviewed on: 9th February 2026

T212 is an easy to use app,

5
T212 is an easy to use app, it makings trading easy, saving easy, I love the daily compound interest on my accounts generating money, along with the option to lend shares and earn interest on this lending. The people on the help chat are polite and helpful. Reviewed on: 9th February 2026

very very easy to use and very quick

5
It’s very very easy to use and very quick Reviewed on: 9th February 2026

Overall very accessible and well explained finance app.

5
Overall very accessible and well explained finance app. The UI is really clean for fundamental features most investors use, especially compared to competitors (HL) which are overly complicated. Does really well at showing the cash/S&S ISA interplay most beginners find confusing. Reviewed on: 9th February 2026

Easy, very friendly and dynamic App

5
Easy, very friendly and dynamic App Reviewed on: 9th February 2026

Do you have a different Trading 212 product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Trading 212?

  • Cash ISA

    from Trading 212 4.95 from 2215 reviews
    Trading 212
  • Stocks and Shares ISA

    from Trading 212 4.94 from 1049 reviews
    Trading 212
    View all products