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United Trust Bank: Cash ISA reviews

4.90
Based on 233 reviews, last reviewed 17th Feb 2026
21000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Easy to deal with and open accounts on-line and comp... Easy to deal with and open accounts on-line and competitive interest rates offered Reviewed on: 17th February 2026
Valerie M's avatar
Valerie M

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

About this product

United Trust Bank offer a range of cash ISAs.

Accounts have fixed interest rates from one year to seven years. You can apply for and manage a United Trust cash ISA online.

United Trust Bank cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used United Trust Bank before, you can also leave a review and share your experience.

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United Trust Bank Cash ISA reviews (233)

great service and clarity.

5
process very straightforward, and helpful customer service for queries or clarifications. Information provided was clear at each stage. Reviewed on: 11th February 2026

The communications are excellent!

5
The communications are excellent! Answer phone immediately, are courteous and professional. New accounts and transfers are actioned straight away! Reviewed on: 11th February 2026

So easy to set up my cash ISA and staff very helpful...

5
So easy to set up my cash ISA and staff very helpful when I had a query regarding adding more funds after the first anniversary. Reviewed on: 11th February 2026

3yr ISA taken out in 2023

5
3yr ISA taken out in 2023, excellent initial process, regular but not too much communication, good interest rate, very happy Reviewed on: 11th February 2026

Good communications.

4
Good communications. Simple to open new ISA account. Reviewed on: 11th February 2026

UTB Review

5
Efficient process, excellent interest rates. Website easy to navigate Reviewed on: 11th February 2026

Always reliable

5
I've been banking here for years - they are always reliable Reviewed on: 11th February 2026

Excellent customer service

5
I’ve had an isa for 1 year and I needed some help as I’ve never had one before the lady I spoke to was really helpful and lovely. I needed to confirm my instruction which I didn’t and the lady did it for me, will definitely keep banking with them their customer service was excellent Reviewed on: 11th February 2026

Good people to deal with, I don't really like dealin...

5
Good people to deal with, I don't really like dealing on line but UTB system I found easy to use and stress free. Reviewed on: 11th February 2026

Excellent interest rate.

5
Excellent interest rate. Easy to open. Reviewed on: 11th February 2026

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