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Updraft: Personal Loan reviews

4.96
Based on 10,571 reviews, last reviewed 10th Mar 2026
336800% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

5

Amazing service from start to finish Amazing service from start to finish Reviewed on: 10th March 2026
Simon 's avatar
Simon

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10571)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Very good service.

5
Very good service. Good response time Reviewed on: 28th February 2026

Great experience all round.

5
Great experience all round. Cannot fault it. Reviewed on: 28th February 2026

So helpful and easy to deal with.

5
So helpful and easy to deal with. Peace of mind as the information was clear. Quick process too Reviewed on: 28th February 2026

Really simple to understand

5
It was so easy and quick. Plain English and done in a day. Their app is great cost you can pay extra and see what you owe Reviewed on: 28th February 2026

The app is straight forward and getting in contact w...

5
The app is straight forward and getting in contact with the updraft team is quick and easy Reviewed on: 28th February 2026

Great company

5
They helped me when I was really struggling and the process was really easy to follow and the payment was quick. I appreciate the emails confirming when the next payment is due so there’s no surprises. Reviewed on: 28th February 2026

Amazing!

5
I had been searching for a loan with a competitive interest rate to consolidate my credit cards into one simple, manageable monthly payment. From start to finish, the service I received was absolutely brilliant. The whole process was clear, straightforward, and handled with real professionalism. I genuinely feel that if anyone is looking to do something similar, this is one of the best companies to go with. They have been amazing throughout. Thank you so much for your support , it has made a real difference. Reviewed on: 28th February 2026

Quick, easy and hassle-free

5
The application process was quick and easy and all of the information clearly set out and understandable. The app is fantastic and shows everything very clearly. Reviewed on: 28th February 2026

Brilliant experience with updraft cannot fault anyth...

5
Brilliant experience with updraft cannot fault anything 100% recommend Reviewed on: 28th February 2026

Fast easy

5
Fast easy application process clear information Reviewed on: 28th February 2026