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Updraft: Personal Loan reviews

4.88
Based on 11,077 reviews, last reviewed 16th Jun 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy application process that’s easy to understand Easy application process that’s easy to understand Reviewed on: 16th June 2026
Mark 's avatar
Mark

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11077)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Easy and informative...

5
I was amazed how easy it was to apply and get a loan. The communication was brilliant and informative. I can manage all this on a mobile app which helps when you have a busy life!! Reviewed on: 4th March 2022

Feel like I have a fighting chance!

5
Updraft have given me a silver lining in life where everything seems cloudy and never ending when it comes to finances. They were near instant in everything from sign up to close. I know I am in good hands with Updraft and I’ll be recommending them to friends and family. No doubt. Reviewed on: 4th March 2022

Quick and easily

5
Great service friendly messaging Reviewed on: 4th March 2022

Amazing

5
Would recommend, really easy process Reviewed on: 4th March 2022

Quick and easy process

5
Great service - simple and easy to complete and all information clear. Reviewed on: 4th March 2022

Easy as 123

5
We've all heard the saying, it's easy as 123. We'll applying for an up draft loan, was as easy as 123 abc. Very quick and easy from the start to the end. Wonderful service. Reviewed on: 4th March 2022

Very helpful and quick to help

5
They were very quick and took attention and they helped me a lot in a time that was very difficult for me and the interest rates are so good Reviewed on: 4th March 2022

Amazing! Quick, easy, honest and fair

5
Saw an advert, applied, had constant communication, always kept in the loop and has helped me and my family massively. Will recommend 100% Reviewed on: 4th March 2022

Excellent company

5
The whole application process was very quick & easy & I received my funds within a couple of days after being accepted. The interest rates are also very reasonable. Would definitively use again & highly recommend. Reviewed on: 4th March 2022

Great company

5
Super easy to use, quick replies when needed and great customer service. The app is very useful too Reviewed on: 4th March 2022