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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.88 (11077 reviews)

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4.88

Based on 11,077 reviews, last reviewed 16th Jun 2026

91% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy application process that’s easy to understand Easy application process that’s easy to understand Reviewed on: 16th June 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11077)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Fast ,efficient

Easy to use , fast efficient service Reviewed on: 4th March 2022

Amazing service and very helpful

They assess your circumstances and give you what you need. Low interest rate. Reviewed on: 4th March 2022

Love their approach

I had get myself in the unpleasant situation, owing high amount of money to multiple credit cards/store cards. After excusing all my opinions and being in a constant state of stress from the amount I owed. I reached out to Updraft for help, and to my surprise they did just that. From my experience, Updraft was the only creditor that actually reached out to me after I made my application and asked me about my situation and circumstances. After a short period of messaging back and fourth, I was granted the entire amount I was looking for in an effort to consolidate all my loans into one monthly payment. Finally I can now see the end, the light at the end of the struggle. Paying off credit cards seams to have no ending and with every payment you make, the interest each month can massively reduce your efforts in paying off debts. I am really appreciative for how Updraft has helped me get my finances on track. This is why, for me, they should get this award. Thank you. Reviewed on: 4th March 2022

Amazing service

Very quick and easy to use, would highly recommend Reviewed on: 4th March 2022

Happy so far

Has been really handy to have some cash available to tie up some loose ends. Pity the APR is a little on the higher side, but still useful and better than longer term debt Reviewed on: 4th March 2022

Great idea

Amazing idea to help out young people organise their finances Reviewed on: 4th March 2022

Just Brilliant

An excellent company, easy, no hassle company to deal with. Reviewed on: 4th March 2022

Simple and intuitive service

I was a bit nervous when this popped up in my instagram adverts but it’s been such a helpful service to cut down my credit outgoings, especially with the cost of living increasing. Reviewed on: 4th March 2022

Great and straight forward

Really helpful for combining debt when no one else would lend but also really fair interest rates. Reviewed on: 4th March 2022

Excellent service

Excellent service and painlessly easy. I was kept informed throughout the process. Reviewed on: 4th March 2022

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