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Updraft: Personal Loan reviews

4.96
Based on 10,572 reviews, last reviewed 10th Mar 2026
336900% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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Latest highest rating:

5

Great service really helped me out when I needed it... Great service really helped me out when I needed it Reviewed on: 10th March 2026
Maria L's avatar
Maria L

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10572)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Very fast service and money in bank account no phone...

5
Very fast service and money in bank account no phone calls Reviewed on: 28th February 2026

Fantastic easy straightforward.

5
Fantastic easy straightforward. Friendly Reviewed on: 28th February 2026

Updraft are helpful

5
Up draft gave me a personal loan when no one else would as they saw i needed the help and they offered it Reviewed on: 28th February 2026

Great service from start to finish

5
Great service from start to finish Reviewed on: 28th February 2026

Easy and accessible

5
Easy to use, great accessible app, makes me feel more in charge and on top of things Reviewed on: 28th February 2026

Updraft allowed me to pay off my all my credit cards.

5
Updraft allowed me to pay off my all my credit cards. It’s a huge relief to just have 1 company to pay back instead of multiple and know that in 5 years I will be debt free instead of maybe 20 years. It’s to keep of track of what you have already paid and what’s left. Reviewed on: 28th February 2026

Process was quick and easy.very pleased

5
Process was quick and easy. My cards were paid instantly and the remaining amount sent to my bank. Reviewed on: 28th February 2026

Just so easy to use and money was in fast...

5
Just so easy to use and money was in fast Reviewed on: 28th February 2026

Good service

5
Good service fast and efficient easy to navigate Reviewed on: 28th February 2026

Happy to recommend

5
So easy to apply and the money arrives very quickly Reviewed on: 28th February 2026