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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.884637367520508429 (11078 reviews)

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4.88

Based on 11,078 reviews, last reviewed 21st Jun 2026

91% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy & super helpful. Easy & super helpful. In app makes it easy to organise finances Reviewed on: 21st June 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11078)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Fantastic

Very low interest rates, easy to apply Reviewed on: 2nd March 2022

Would definitely recommend

Amazing customer service and would definitely recommend. Wanted to get finances in order but was getting turned away from all banks but updraft were able to give me a loan to consolidate part of a debt and can hopefully help me again in the future! Definitely get in touch with them for great help and advice :) Reviewed on: 2nd March 2022

The benchmark for personal loans

Updraft are hero’s. Literally. When every other company either doesn’t offer you anything, or if they do, it’s at high interest cost; Updraft come to the rescue. Reasonable offers with reasonable interest rates. Somebody is always a click away to chat, so you’re always able to get assistance without waiting on time-wasting phone calls. It’s not often I get to say it’s a pleasure using a service, Updraft honestly is a pleasure to use. Reviewed on: 2nd March 2022

A life saver.

I was in a very bleak situation and this has got me out of a very difficult scenario. Easy to sort, excellent rates and super quick. Reviewed on: 2nd March 2022

Fantastic, friendly and easy to you.

Very accommodating service and very quick and easy to understand. Helped me pay off my debt and decrease the amount of interest that I pay. Thank you! Reviewed on: 2nd March 2022

Excellent quick and easy!

Fab experience really reasonable loan offers and in the bank next day, would highly recommend! Reviewed on: 2nd March 2022

Helped me consolidate my cards at a lower rate! Lifesavers

Very understanding of my personal situation and helped me every step of the way Reviewed on: 2nd March 2022

Saved me from terrible credit cards!

Super easy, fast money transfer and great experience. Reviewed on: 2nd March 2022

applying for a loan

it was fairly quick and easy...no fuss of any sort..by the time you know it, you have the money is in your bank account. Reviewed on: 2nd March 2022

Absolutely fantastic offer

I’ve been juggling 3 credit cards and while meeting the payments each month, it was definitely making me nervous considering the climate. I didn’t want to take out another credit card in the hope of getting a lower interest rate. I came across updraft and applied and got approved for a £1000 to use to clear the majority of one card and then I could balance transfer the rest to my existing lower interest rate card. It’s honestly taken so much pressure of me, I can budget my monthly outgoings better and saved hundreds in interest payments. Cannot recommend updraft enough. Reviewed on: 2nd March 2022

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