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Updraft: Personal Loan reviews

4.96
Based on 10,579 reviews, last reviewed 10th Mar 2026
337600% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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Latest highest rating:

5

Great Communication Applied for a loan, approved immediately, fab communication and progress updates. Reviewed on: 10th March 2026
Gina Garlick's avatar
Gina Garlick

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10579)

Review of the Updraft, Personal Loan:

Helped me out when I needed it!

5
The application was super easy and I was surprised how quick I received the funds. Updraft really helped me out when other companies turned me away. Reviewed on: 5th March 2022

Clear and informative from start to finish, very pro...

5
Clear and informative from start to finish, very professional would definitely recommend Reviewed on: 28th February 2026

Could not recommend Updraft enough!!

5
Updraft service is excellent, always quick to reply with any queries and when approved money is in account very quick. They are always willing ti help. It made me feel more secure in repaying, I knew exactly how much my monthly payments where going to be and when repaying full amount early, you are not hit with extra interest. Couldn't recimmend enough!! Reviewed on: 28th February 2026

Fabulous comms and useful service.

5
Fabulous comms and useful service. I would recommend updraft to lots of people. They were speedy when I had a query during the application process and I’ve not needed any further help due to convenience of their service. Reviewed on: 28th February 2026

The whole process was quick, simple, and straightfor...

5
The whole process was quick, simple, and straightforward from start to finish. The application was easy to complete, and everything was clearly explained along the way. I found the website easy to navigate, and I received updates promptly, which gave me peace of mind. Overall, a smooth and stress-free experience.” Reviewed on: 28th February 2026

Easy process, clear pricing.

5
Easy process, clear pricing. Quick to clear funds Reviewed on: 28th February 2026

Awesome.

5
Awesome. Reasonable and transparent. Reviewed on: 28th February 2026

Quick turnaround and easy process

5
Quick turnaround and easy process Reviewed on: 28th February 2026

Very easy to work and contact very helpful and stres...

5
Very easy to work and contact very helpful and stress free operation of getting the loan approved Reviewed on: 28th February 2026

Great customer service and best APR rates.

5
Great customer service and best APR rates. Reviewed on: 28th February 2026

Excellent customer satisfaction

5
Prompt response with email correspondence. I feel more in control of my finances now with the help of Updraft.I have email updates regularly including before my repayment, thanking me for payment, but also when I am eligible for further borrowing. There isn't any pressure to borrow more, but supported through options. Reviewed on: 28th February 2026