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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10628 reviews)

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4.96

Based on 10,628 reviews, last reviewed 13th Mar 2026

342300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

It's okay however fees are high. It's okay however fees are high. Reviewed on: 13th March 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10628)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Always helpful

Iv had two loans now and never had an issue, thy are always very helpful a make sure you get what you need when you need it. Reviewed on: 28th February 2026

Easy and highly recommended

Easy to work with and instant answer given. Good value. Highly recommended. 5 stars! Reviewed on: 28th February 2026

Updraft gave me the chance to consolidate my loans w...

Updraft gave me the chance to consolidate my loans when no one else would, I had the means to do so but not the best credit score so was constantly denied, updraft could see that it was better for me to consolidate my loans for a much lower monthly fee and I have since closed all my cards, store accounts and other loans. I am hundreds of pounds better of a month and I am now stress free. It has really changed my life and I can’t thank updraft more for the second chance I feel they have given me Reviewed on: 28th February 2026

Stressfree and smooth like butter

Updraft Loan has genuinely made managing my finances easier and less stressful. The application process was quick and straightforward, and I really appreciated how clear and transparent everything was from the start. There were no hidden surprises — just simple terms explained in a way that was easy to understand. The customer support team was also helpful and responsive whenever I had questions. Overall, Updraft Loan feels like a reliable and trustworthy option for anyone looking for financial flexibility. I’m happy with my experience and would definitely recommend it to others looking for a smooth and supportive lending process. Reviewed on: 28th February 2026

Fast, easy and supportive

I’ve used Updraft a few times, most recently to support me with a hefty car repair bill. They’re always super quick to let you know the outcome, reach out if they need additional info to do so and the payout always comes quickly too! Reviewed on: 28th February 2026

Really saved me when struggling.

Really saved me when struggling. Easy to use. Easy customer care Reviewed on: 28th February 2026

I had an excellent experience with Updraft.

I had an excellent experience with Updraft. The whole process was incredibly quick and straightforward, from application to approval. Everything was clear, transparent, and easy to manage through the app. What really stood out were the competitive and affordable interest rates — genuinely some of the best I’ve come across. I’d highly recommend Updraft to anyone looking for a simple, hassle-free borrowing experience. Reviewed on: 28th February 2026

Very quick application process and a very quick resp...

Very quick application process and a very quick response too! Reviewed on: 28th February 2026

Quick and efficient!

Quick and efficient! Simple to use online and the app makes managing your finances easy Reviewed on: 28th February 2026

They made it so easy even though I made mistakes on...

They made it so easy even though I made mistakes on my application, they sorted it for me and the money was in my account very quickly, great rate too even though my credit score isn’t the highest so I was really pleased to have an offer with a sensible rate rather than the 49.9% offers and above that’s I was getting from other companies Reviewed on: 28th February 2026

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