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Updraft: Personal Loan reviews

4.96
Based on 10,614 reviews, last reviewed 12th Mar 2026
341000% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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Latest highest rating:

5

Great affordable loans Great service, quick decision and affordable repayments. Very happy Reviewed on: 12th March 2026
Beverley M's avatar
Beverley M

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10614)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Fast, easy, fantastic way to get money when you need...

5
Fast, easy, fantastic way to get money when you need it. Would recommend Reviewed on: 27th February 2026

No fuss.

5
Always friendly and efficient. No fuss. Good terms. Reviewed on: 27th February 2026

Very good service and fast and professional

4
Very good service and fast and professional Reviewed on: 27th February 2026

Fast responsive excellent

5
Fast responsive - quick decision Reviewed on: 27th February 2026

Helped me cut a lot of interest and get on top of my...

5
Helped me cut a lot of interest and get on top of my payments. I just wish they could cover the full amount of my debt to put it all in a personal loan with them Reviewed on: 27th February 2026

Very easy to use, really helpful.

5
Very easy to use, really helpful. Very good loan rates Reviewed on: 27th February 2026

Good service!

5
Good service!!!!!!!!!!!!!!!Fantastic Reviewed on: 27th February 2026

very helpful and reliable.

4
very helpful and reliable. would recomend to others. Reviewed on: 27th February 2026

Fast, easy and stress free

5
Updraft was a godsend - I could consolidate my credit card debt into one easy place and reduce the ongoing interest charges my bank was charging - super quick and easy. It’s changed my life. Reviewed on: 27th February 2026

Great service from start to finish helped me consoli...

5
Great service from start to finish helped me consolidate my debts with a loan my credit score has improved too!! Reviewed on: 27th February 2026