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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10625 reviews)

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4.96

Based on 10,625 reviews, last reviewed 12th Mar 2026

342100% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Very easy to get the loan and lete take control of f... Very easy to get the loan and lete take control of finances Reviewed on: 12th March 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10625)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Great customer service and support and easy to use a...

Great customer service and support and easy to use app services Reviewed on: 27th February 2026

Highly recommended

Really easy to apply with clear and transparent information about loan repayments. Reviewed on: 27th February 2026

Low interest rate

Was great for paying off other credit Reviewed on: 27th February 2026

Lifeline

Very supportive when you feel you are struggling when circumstances outwith your control take over and the team advise they can help you. Relief does not begin to describe it. Reviewed on: 27th February 2026

Used updraft to consolidate a few debts, handy servi...

Used updraft to consolidate a few debts, handy service clear what’s available to you easy to use Reviewed on: 27th February 2026

Helped me get out of a really bad spot at an afforda...

Helped me get out of a really bad spot at an affordable price Reviewed on: 27th February 2026

Very satisfied overall with the flexibility provided...

Very satisfied overall with the flexibility provided by updraft services. Customer service friendly and helpful. Reviewed on: 27th February 2026

After being rejected by several loan business

After being rejected by several loan businesses which surprised me as my credit score and repayment history are quite good, I didn’t have much hope when I tried Updraft but I was pleasantly surprised. Seemed like a dream up until I received the funds! And I’ve been able to do what really needed it for. The customer service, though not easy to reach on phone, was also very helpful Reviewed on: 27th February 2026

Quick and simple.

Simple application. Once complete money arrived quickly. App is great for keeping an eye on the account. Reviewed on: 27th February 2026

Great communication and user friendly app

Great communication and user friendly app Reviewed on: 27th February 2026

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