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Updraft: Personal Loan reviews

4.96
Based on 10,626 reviews, last reviewed 12th Mar 2026
342200% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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Latest highest rating:

5

Quick decision and money deposit Quick decision and money deposit Reviewed on: 12th March 2026
MRS K's avatar
MRS K

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10626)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Great communication and user friendly app

4
Great communication and user friendly app Reviewed on: 27th February 2026

BE UPSTANDING, UPDRAFT

5
Straight forward easy and pleasant service. Helped me get my life back on track financially and look at my accounts from a different perspective Reviewed on: 27th February 2026

Amazing, super easy and received the money within days.

5
Amazing, super easy and received the money within days. Highly recommend Reviewed on: 27th February 2026

Good quick service very helpful would recomend to fr...

5
Good quick service very helpful would recomend to freinds and family. Reviewed on: 27th February 2026

Would recommend

5
Was fast and very easy to use would recommend to anyone Reviewed on: 27th February 2026

Very clean, very good, amazing.

5
Very clean, very good, amazing. It was a very simple transaction that made it easy for me to receive my loan Reviewed on: 27th February 2026

Super simple and fast, easy to manage, low interest

5
Super simple and fast, easy to manage, low interest Reviewed on: 27th February 2026

Easy and excellent from start to finish

5
Easy and excellent from start to finish Reviewed on: 27th February 2026

Fantastic experience overall really quick and positive

5
Fantastic experience overall really quick and positive Reviewed on: 27th February 2026

I consolidated credit cards to pay an over less amou...

5
I consolidated credit cards to pay an over less amount of interest and reduce my monthly payments becuase I was struggling to keep on top of my debt. Updraft has made me feel more in control of my debt and I can see a point when I will be in a better position. Thank you. Reviewed on: 27th February 2026