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Updraft: Personal Loan reviews

4.96
Based on 10,628 reviews, last reviewed 13th Mar 2026
342300% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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Latest highest rating:

4

It's okay however fees are high. It's okay however fees are high. Reviewed on: 13th March 2026
Joanne 's avatar
Joanne

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10628)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Easy to use, no hidden agendas & good value

5
Easy to use, no hidden agendas & good value Reviewed on: 27th February 2026

I have a loan and the application was faultless.

5
I have a loan and the application was faultless. Reviewed on: 27th February 2026

I have poor credit but managed to get a loan with up...

5
I have poor credit but managed to get a loan with updraft which is very affordable Reviewed on: 27th February 2026

They're very nice and friendly and are always happy...

5
They're very nice and friendly and are always happy to help Reviewed on: 27th February 2026

Quick and great rates

5
Very quick a precise when I was in need of a loan. Gave good rates for the amount I needed Reviewed on: 27th February 2026

Updraft is highly recommended and has given me flexi...

5
Updraft is highly recommended and has given me flexibility to manage my finances. The service is excellent and I’ve had great support every step of the way! Reviewed on: 27th February 2026

Good loan terms,fast money ,easy

5
Good loan terms,fast money ,easy Reviewed on: 26th February 2026

Good experience.

5
Good experience. Very reliable and fast service Reviewed on: 26th February 2026

This company is amazing at supporting as well as len...

5
This company is amazing at supporting as well as lending money. They go above and beyond for customers Reviewed on: 26th February 2026

Good company

5
No hassle straight forward correspondence Reviewed on: 26th February 2026