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Updraft: Personal Loan reviews

4.96
Based on 10,630 reviews, last reviewed 13th Mar 2026
342500% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Super quick and efficient. Super quick and efficient. The staff that I’ve dealt with have always been friendly and very willing to help with any issue or query Reviewed on: 13th March 2026
Nadine K's avatar
Nadine K

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10630)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Updraft offer a really great service which is access...

5
Updraft offer a really great service which is accessible and friendly. They reqlly helped me out. Reviewed on: 26th February 2026

Borrowing Made Simple!

5
Updraft makes borrowing feel refreshingly simple. From the moment you open the app, everything is laid out in clear, friendly language—no jargon, no hidden steps. Checking your eligibility takes just a few taps, and the app shows exactly what you can borrow, what it will cost, and how long it will take to repay. The transparency builds confidence right away. Once you choose your loan, the approval process is fast and reassuring. Notifications keep you updated at each stage, and the app highlights the key details so you always feel in control. Funds arrive quickly, and the repayment schedule is easy to track with reminders that feel supportive rather than pushy. The whole experience feels designed around real people: simple, honest, and stress‑free. Instead of feeling overwhelmed, you finish the process feeling empowered and optimistic about your finances. Reviewed on: 26th February 2026

Great company!

5
Efficient. Helpful and supportive service! Thank you :) Reviewed on: 26th February 2026

Very easy clear and transparent process

5
Very easy clear and transparent process Reviewed on: 26th February 2026

Great Experience

5
Really easy to use and the app makes managing everything so easy. Reviewed on: 26th February 2026

Saviours

5
Stumbled across updraft when I was struggling and they helped me get back on track Reviewed on: 26th February 2026

Good provider

4
Offered when couldn’t get anywhere else, reasonable rate, Reviewed on: 26th February 2026

The help I recieved was really amazing and the servi...

5
The help I recieved was really amazing and the service was simple to use! Everything on the website is laid out and easily understood which definitely helped me in choosing updraft as some other websites can be really confusing to use. Would recommend to anyone! Reviewed on: 26th February 2026

Got accepted very fast, it was quick and easy service

5
Got accepted very fast, it was quick and easy service Reviewed on: 26th February 2026

Get you money now

5
Very good and easy i get my money in less then a week Reviewed on: 26th February 2026