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Updraft: Personal Loan reviews

4.96
Based on 10,646 reviews, last reviewed 13th Mar 2026
344100% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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Latest highest rating:

5

Easy to apply and fast decision. Easy to apply and fast decision. Reviewed on: 13th March 2026
Eleanor's avatar
Eleanor

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10646)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Help me pay off some debt and now I’m in a better po...

5
Help me pay off some debt and now I’m in a better position than. worrying which card to pay off next. With Updraft I only pay them. Reviewed on: 26th February 2026

Feedback

5
A very positive experience with updraft. The communication was excellent and I would recommend to friends and family! Reviewed on: 26th February 2026

Quick, swift and prompt

5
Very fast service, was able to receive funds without any complications or issues Reviewed on: 26th February 2026

Very easy to use and able to manage online very easy!

5
Very easy to use and able to manage online very easy! Quick quote and quick payout. Reviewed on: 26th February 2026

Great service, very professional and app easy to use

5
Great service, very professional and app easy to use Reviewed on: 26th February 2026

Fantastic customer service, no judgement and genuine...

5
Fantastic customer service, no judgement and genuinely want to help you. Reviewed on: 26th February 2026

Easy to apply and very helpful in paying off all my...

5
Easy to apply and very helpful in paying off all my debts . Reviewed on: 26th February 2026

Easy to use and ofer you best option

5
Easy to use and ofer you best option Reviewed on: 26th February 2026

Stressful solution

5
It was easy to use, simple and helped me in a pinch as I needed to restructure after some personal issues. Reviewed on: 26th February 2026

Very user friendly and helpful.

5
Very user friendly and helpful. Good range of products and services. Would thoroughly recommend. Reviewed on: 26th February 2026