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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10646 reviews)

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4.96

Based on 10,646 reviews, last reviewed 13th Mar 2026

344100% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy to apply and fast decision. Easy to apply and fast decision. Reviewed on: 13th March 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10646)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Easy process, great rates, really helpful

Easy process, great rates, really helpful Reviewed on: 26th February 2026

Very quick and easy.

Very quick and easy. No fuss instant decision and same transfer of monies. Excellent service. Reviewed on: 26th February 2026

Their response is very fast and quick without any di...

Their response is very fast and quick without any difficulties Reviewed on: 26th February 2026

Easy application, information throughout.

Easy application, information throughout. Quick and reliable. Reviewed on: 26th February 2026

Great experience woyld highly reccomend

Great experience woyld highly reccomend Reviewed on: 26th February 2026

Fantastic service and easy to complete;,

Fantastic service and easy to complete, had a decision within seconds. Reviewed on: 26th February 2026

Professional service !

Professional service ! Excellent team ! Reviewed on: 26th February 2026

Overall, good service offered and payout was fairly...

Overall, good service offered and payout was fairly quick. Communication was also good and customisability of service appreciated. Reviewed on: 26th February 2026

They are the best

Updraft is amazing they really helped me when i was seriously needed help Reviewed on: 26th February 2026

Ive really enjoyed my experience with updraft.

Ive really enjoyed my experience with updraft. They've offered sensible loans and give prewarnings when I my direct debit is upcoming g Reviewed on: 26th February 2026

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