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Updraft: Personal Loan reviews

4.96
Based on 10,647 reviews, last reviewed 14th Mar 2026
344200% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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Latest highest rating:

5

Brilliant and easy to use . Brilliant and easy to use .....,............ Reviewed on: 14th March 2026
Phillip R's avatar
Phillip R

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10647)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Ive really enjoyed my experience with updraft.

5
Ive really enjoyed my experience with updraft. They've offered sensible loans and give prewarnings when I my direct debit is upcoming g Reviewed on: 26th February 2026

Very professional and informative, everything about...

5
Very professional and informative, everything about the loan was explained amazingly. Reviewed on: 26th February 2026

Amazing personal loan service.

5
Amazing personal loan service. The customer service are excellent Reviewed on: 26th February 2026

Great easy to use service that is reliable

5
Great easy to use service that is reliable Reviewed on: 26th February 2026

Very easy to apply, money in within time frame, easy...

5
Very easy to apply, money in within time frame, easy to pay off extra as I have the money there, super easy to follow and understand Reviewed on: 26th February 2026

Simple and straightforward process, helped me when m...

5
Simple and straightforward process, helped me when most needed Reviewed on: 26th February 2026

Easy and quick

5
Easy and quick. The assistance I received during the process was absolutely fantastic. Reviewed on: 26th February 2026

It’s very quick and reliable monthly payment no head...

5
It’s very quick and reliable monthly payment no headaches should be try when u need quick money Reviewed on: 26th February 2026

Very easy to use app with clear instructions and inf...

5
Very easy to use app with clear instructions and information on payments. Plus the ability to pay extra makes this a great service. Reviewed on: 26th February 2026

Smooth and great no stress through the process it’s...

5
Smooth and great no stress through the process it’s simple and very quick. Appreciate it a lot Reviewed on: 26th February 2026