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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10653 reviews)

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4.96

Based on 10,653 reviews, last reviewed 14th Mar 2026

344800% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Great offer, quick and easy application. Great offer, quick and easy application. I took this loan as the annual interest was good, reducing my monthly repayments. Reviewed on: 14th March 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10653)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Excellent

Excellent customer service, clear and explanatory interest rates and fees, time taken to get a decision on loan applications is very little. Overall, very happy with the service Updraft provides and genuine has helped me make better financial decisions Reviewed on: 26th February 2026

Great experience, helped me to feel more in control...

Great experience, helped me to feel more in control of my finances Reviewed on: 26th February 2026

Great loan

Quick great service, helpful and surprised how quick this happened, cannot vault . Reviewed on: 26th February 2026

Quick and straightforward

The application and whole process afterwards was straightforward. Everything was explained upfront so there were no hidden fees to worry about, either. Once logged in to the account, it's very easy to manage Reviewed on: 26th February 2026

Quick easy to apply and understand the customer needs

Quick easy to apply and understand the customer needs Reviewed on: 26th February 2026

Very quick and easy application to get the loan and...

Very quick and easy application to get the loan and got it quick and paid into my account Reviewed on: 26th February 2026

Great experience - easy to apply and a quick response.

Great experience - easy to apply and a quick response. Good customer service. Reviewed on: 26th February 2026

Updraft were there when I needed them , a prompt and...

Updraft were there when I needed them , a prompt and efficient service Reviewed on: 26th February 2026

Super easy process, very fast application

Super easy process, very fast application Reviewed on: 26th February 2026

Efficient, good communication, easy to contact.

Efficient, good communication, easy to contact. App easy to use Reviewed on: 26th February 2026

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