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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10703 reviews)

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4.96

Based on 10,703 reviews, last reviewed 18th Mar 2026

349700% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Updraft made trhe whole process simple and easy, it... Updraft made trhe whole process simple and easy, it took a load of my mind. Reviewed on: 18th March 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10703)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Helped me out of my overdraft which was a vicious cy...

Helped me out of my overdraft which was a vicious cycle, now i am more in control, I have managed to save for a rental deposit ans first months rent aswell as some extra for furniture, and have not dipped into my overdraft again at all Reviewed on: 25th February 2026

Quick and easy application.

Quick and easy application. Reasonable APR rates. Reviewed on: 25th February 2026

Quick response and outcome.

Quick response and outcome. Money paid quickly. Reviewed on: 25th February 2026

Updraft has proven to be one of the best so far, the...

Updraft has proven to be one of the best so far, the priced for repayment is decent and not over priced with repayments. Customer service is 100% offering help and understanding. Would recommend Reviewed on: 25th February 2026

Amazing so quick and easy not crazy interest rates a...

Amazing so quick and easy not crazy interest rates and such a clear and easy to use app Reviewed on: 25th February 2026

So easy to use!

So easy to use! Platform is super user friendly. Transfers are quick too! Reviewed on: 25th February 2026

Fantastic experience from a fantastic loan provider

I cannot rave about updraft enough. They've really helped me with my finances. Easy to apply and the money can be directly paid into a bank account or they'll pay off your loans/credit cards on your behalf. The app is fantastic all the financial information is clear and not misleading. You can pay extra each month without any penalties with a full schedule of the loan. Absolute fantastic company/application and customer service. I would highly recommend. Reviewed on: 25th February 2026

Big Fan of Updraft 5/5

It’s been great for me so far, super easy to set up and use, the terms and payments of the loan were clear and understandable and the customer service team have been incredibly helpful with any questions or problems I have had. Reviewed on: 25th February 2026

Quick and simple

When I applied for the loan it was quick and simple to fill out the form and the funds were with me within a few hours. Reviewed on: 25th February 2026

Smooth process and a fair interest rate thankyou

Smooth process and a fair interest rate thankyou Reviewed on: 25th February 2026

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