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Updraft: Personal Loan reviews

4.96
Based on 10,674 reviews, last reviewed 16th Mar 2026
346900% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

5

Easy to deal with, very good customer services Easy to deal with, very good customer services Reviewed on: 16th March 2026
Kirsty 's avatar
Kirsty

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10674)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Needed help and they helped instantly

5
Needed help and they helped instantly Reviewed on: 25th February 2026

Was such a easy process from the start to getting my...

5
Was such a easy process from the start to getting my funds Reviewed on: 25th February 2026

Looking for a loan

5
It was quick and easy to sort, and very helpful when I asked a question, Ashley was the persons name Reviewed on: 25th February 2026

Great experience with Updraft.

5
I had a positive experience with Updraft. The application process was straightforward and easy to understand. Communication was clear, and all my questions were answered promptly. The terms were explained transparently, with no hidden surprises. Overall, the service was reliable and efficient, and I would consider using them again in the future. Reviewed on: 25th February 2026

It was quick easy and straightforward

5
It was quick easy and straightforward Reviewed on: 25th February 2026

They have supported me in sorting out finances and a...

5
They have supported me in sorting out finances and also Send me offers Reviewed on: 25th February 2026

Quick and simple application process

5
Quick and simple application process, funds deposited within the designated time. Has allowed me to take control of my finances. Reviewed on: 25th February 2026

Excellent Service

5
Used Updraft twice now .. no hassle , simple process and quick receipt of funds requested . Would not hesitate to recommend them to friends and family . Reviewed on: 25th February 2026

I feel Updraft is there for people like me who may h...

5
I feel Updraft is there for people like me who may have faced difficulties in managing finances in past. I’ve found the app really useful to track my account Reviewed on: 25th February 2026

Low credit score, updraft will find a way

5
Even with a low credit score they will help you find a way to a loan which were very helpful especially with a lot of people struggling financially today. Reviewed on: 25th February 2026