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Updraft: Personal Loan reviews

4.96
Based on 10,682 reviews, last reviewed 16th Mar 2026
347600% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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Latest highest rating:

5

I applied via Clearscore and it was easy to complete... I applied via Clearscore and it was easy to complete all the details that was requested of me and get a result. Reviewed on: 16th March 2026
Wendy W's avatar
Wendy W

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10682)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

This is the second time I’ve used updraft I find the...

5
This is the second time I’ve used updraft I find their customer service fantastic, personal loans at affordable rates and they keep me up to date with new offers and promotions Reviewed on: 25th February 2026

Very helpful, questions are always answered.

5
Very helpful, questions are always answered. Loan was easy to obtain and has really helped cut down my monthly payments. Reviewed on: 25th February 2026

Highly recommend

5
Really easy process, they keep you in the loop about payments. App is easy to use Reviewed on: 25th February 2026

Great product for consolidating cc debt, used few ti...

5
Great product for consolidating cc debt, used few times Reviewed on: 25th February 2026

Brilliant experience and so easy to view online it h...

5
Brilliant experience and so easy to view online it has helped me a great deal in controlling my finances Reviewed on: 25th February 2026

Quick service

5
Needed a Loan quick to cover some expenses and received the money within the next few days Reviewed on: 25th February 2026

Quick service and clear app which helps you to keep...

5
Quick service and clear app which helps you to keep in touch with your account. Reviewed on: 25th February 2026

Easy and smooth process.

5
Easy to communicate, the whole process went through quickly. Reviewed on: 25th February 2026

Very quick, easy and stress free process.

5
Very quick, easy and stress free process. Reviewed on: 25th February 2026

Updraft are great

5
Updraft have offered me loans multiple times all with great interest rates which have helped me out a lot! Reviewed on: 25th February 2026