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Updraft: Personal Loan reviews

4.96
Based on 10,682 reviews, last reviewed 16th Mar 2026
347600% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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Latest highest rating:

5

I applied via Clearscore and it was easy to complete... I applied via Clearscore and it was easy to complete all the details that was requested of me and get a result. Reviewed on: 16th March 2026
Wendy W's avatar
Wendy W

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10682)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Very quick, efficient, helpful and knowledgeable

5
Very quick, efficient, helpful and knowledgeable Reviewed on: 25th February 2026

Very easy, prompt payment and very easy application...

5
Very easy, prompt payment and very easy application process Reviewed on: 25th February 2026

Excellent service received very prompt

5
Excellent service received very prompt Reviewed on: 25th February 2026

Professional easy to apply & quick decision

5
Professional easy to apply & quick decision Reviewed on: 25th February 2026

Very professional and provided a 1st class service f...

5
Very professional and provided a 1st class service for what I needed. Reviewed on: 25th February 2026

Quick and efficient, easy online experience.

5
Quick and efficient, easy online experience. Minimal interaction, clear messaging. Reviewed on: 25th February 2026

I’ve had a very positive experience using Updraft.

5
I’ve had a very positive experience using Updraft. The service is professional, efficient, and easy to use. Everything is clearly explained, the process is straightforward, and communication has always been prompt and helpful whenever we’ve had questions. What really stands out is how smooth and stress-free they make what can often feel like a complicated process. The platform is user-friendly, transparent, and reliable. I would definitely recommend Updraft to anyone looking for a simple and trustworthy solution. A genuinely great service from start to finish. Reviewed on: 25th February 2026

No issues to date

4
No issues to date. Awaiting confirmation load has been received and repaid though Reviewed on: 25th February 2026

Great help

5
Excellent service. Great help to me Reviewed on: 25th February 2026

Always friendly and helpful quick response.

5
Always friendly and helpful quick response. Helped me a few times with loans now with car issues and then being able to carpet my house. Easy to set up and sort Reviewed on: 25th February 2026