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Updraft: Personal Loan reviews

4.96
Based on 10,700 reviews, last reviewed 18th Mar 2026
349400% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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Latest highest rating:

5

Very easy and straightforward experience. Very easy and straightforward experience. Reviewed on: 18th March 2026
Liam H's avatar
Liam H

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10700)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Very user-friendly, simple and quick process.

5
Very user-friendly, simple and quick process. Reviewed on: 25th February 2026

I used updraft to consolidate a credit card balance.

5
I used updraft to consolidate a credit card balance. Easier and quicker repayments Reviewed on: 25th February 2026

Great from start to finish - very helpful and couldn...

5
Great from start to finish - very helpful and couldn’t help enough Reviewed on: 25th February 2026

Very easy and efficient

5
Updraft has been so easy to navigate and has made a stressful time some what easier. I am grateful for the services provided. The app is extremely accessible. Reviewed on: 25th February 2026

Good company

4
Underwriting was very slow but everything was really clear and straightforward and the team were helpful. Reviewed on: 25th February 2026

Everything went quick and easy application.

5
Everything went quick and easy application. Reviewed on: 25th February 2026

Quick and easy

5
Quick and easy and low APR. The team is super helpful and answered all my questions. Reviewed on: 25th February 2026

Great service

5
Easy and efficient, exactly what I needed Reviewed on: 25th February 2026

They have helped me through hard times

5
They have helped me through hard times Reviewed on: 25th February 2026

Have used updraft was a easy and simple process

5
Have used updraft was a easy and simple process Reviewed on: 25th February 2026