Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 10,712 reviews, last reviewed 19th Mar 2026
350500% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to apply and the money is quickly to received... Easy to apply and the money is quickly to received Reviewed on: 19th March 2026
Herdi G's avatar
Herdi G

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10712)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Honestly saved my sanity so easy and now I has every...

5
Honestly saved my sanity so easy and now I has everything in one manageable payment Reviewed on: 25th February 2026

Loan Email led to House Purchase

5
Updraft sent me an email offering a loan at a time I really needed it.I used the loan to clear off my credits card in order to make manageable payments and since then my credit has improved and me and my husband can now move forward in buying a house!! Reviewed on: 25th February 2026

Very efficient and easy to understand process

5
Very efficient and easy to understand process Reviewed on: 25th February 2026

Excellent Service and Smooth Personal Loan Experience

5
I had a very positive experience with Updraft that supplied my personal loan. From start to finish, the process was straightforward, transparent and handled professionally. The application process was simple and easy to understand, approval process was quick and the funds were released promptly. I would highly recommend Updraft as a personal loan provider. Reviewed on: 25th February 2026

From start to end just had a easy service

5
From start to end just had a easy service Reviewed on: 25th February 2026

Quick, easy and helpful.

5
I was under a lot of stress juggling my all my credit cards, they made it quick and easy for me to consolidate it all together and have a really simple app so I can keep track of all my payments. Reviewed on: 25th February 2026

When I was doing my loan.

5
When I was doing my loan. I had recently gotten married and changed my name, after a few messages back and forth they were incredible in getting this sorted. It was quick and efficient and they helped me out in a matter of hours. Super pleased and would highly recommend Reviewed on: 25th February 2026

I needed a loan and they sorted it in no...

4
I needed a loan and they sorted it in no time Reviewed on: 25th February 2026

Great company

5
Very helpful customer support. Always professional and informative. Reviewed on: 25th February 2026

Easy to apply, simple app, instant results, quick pa...

5
Easy to apply, simple app, instant results, quick payment to creditors Reviewed on: 25th February 2026