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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10716 reviews)

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4.96

Based on 10,716 reviews, last reviewed 19th Mar 2026

350900% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I applied for a loan to make life easier and I was... I applied for a loan to make life easier and I was easy and affordable Reviewed on: 19th March 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10716)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Easy to use, good rates and a straightforward proces...

Easy to use, good rates and a straightforward process to apply. Reviewed on: 25th February 2026

Easy and quick application

Very quick and affordable lending, Great customer service. Great for paying off high interest credit. Reviewed on: 25th February 2026

Really quick application and decision

Really quick application and decision Reviewed on: 25th February 2026

Very good service .

Very good service .I am very happy your service also Reviewed on: 25th February 2026

Decision in minutes no hassle easy access

Decision in minutes no hassle easy access Reviewed on: 25th February 2026

Quickly, timely response, clear communication -would...

Quickly, timely response, clear communication -would be good if I could over pay directly into the app instead of by BACS Reviewed on: 25th February 2026

Extremely easy to get a loan, website is really easy...

Extremely easy to get a loan, website is really easy to use and interest rates are amazing! Super handy to be able to do it all online and not have to wait for paperwork through the door. Reviewed on: 25th February 2026

Easy process, good app with great features

Easy process, good app with great features Reviewed on: 25th February 2026

Great service!

Getting approved was quick and really helpful. Reviewed on: 25th February 2026

Helpful for getting me out of the cycle being stuck...

Helpful for getting me out of the cycle being stuck in my overdraft Reviewed on: 25th February 2026

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