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Updraft: Personal Loan reviews

4.96
Based on 10,717 reviews, last reviewed 19th Mar 2026
351000% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
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Latest highest rating:

5

It was easy to process the loan thought of may and b... It was easy to process the loan thought of may and been to many applications this works best Reviewed on: 19th March 2026
Babu's avatar
Babu

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10717)

Review of the Updraft, Personal Loan:

Helped me out when I needed it!

5
The application was super easy and I was surprised how quick I received the funds. Updraft really helped me out when other companies turned me away. Reviewed on: 5th March 2022

Helpful for getting me out of the cycle being stuck...

5
Helpful for getting me out of the cycle being stuck in my overdraft Reviewed on: 25th February 2026

Professional and Efficient Service

5
The process was seamless and professional and it has made a huge difference in me being able to consolidate debt and make it more affordable for me to repay. Reviewed on: 25th February 2026

They're easy to deal with.

5
They're easy to deal with. Issues are quickly resolved and communication is always clear. Staff are always kind and very courteous. Reviewed on: 25th February 2026

Finally Took Control of My Finances with Updraft

5
I started using Updraft a few months ago when I realised I needed a better way to manage my spending and keep track of what I owed. I’d been juggling different cards and balances, and it was starting to feel overwhelming. What I liked straight away about Updraft was how clear and simple everything looked. It didn’t feel intimidating like some financial apps can. The application process was straightforward and didn’t take long at all. I appreciated how transparent they were about the terms — there were no hidden surprises, and everything was explained in plain English. Once I was approved, I could immediately see a clearer picture of my finances, which honestly reduced a lot of stress. One of the biggest benefits for me has been the ability to consolidate what I owe and manage repayments in a more structured way. Instead of worrying about multiple due dates, I now have one manageable plan. The app makes it easy to check my balance, monitor progress, and stay in control. Customer support has also been responsive whenever I’ve had questions. It’s reassuring to know there’s real help available if you need it. Overall, my experience with Updraft has been positive because it’s helped me feel more organised and confident about my money. For anyone trying to simplify their finances and reduce stress, I’d definitely recommend giving it a try. Reviewed on: 25th February 2026

It was super easy and quick to apply and they keep y...

5
It was super easy and quick to apply and they keep you updated regularly by email Reviewed on: 25th February 2026

Outstanding

5
Just wonderful service, really affordable and helps people in a tough situation without taking advantage Reviewed on: 25th February 2026

Very simple and quick communication

5
Very simple and quick communication Reviewed on: 25th February 2026

Great service and accurate information

5
Great service and accurate information when taking out a loan for paying off the credit card debt Reviewed on: 25th February 2026

Just quick, efficient and rigourous.

5
Just quick, efficient and rigourous. Felt like correct checks were in place to not burden you further with debt but made it slick and proffesional. Reviewed on: 25th February 2026

Great value, fast and easy in reasonable rate

5
Great value, fast and easy in reasonable rate Reviewed on: 25th February 2026