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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10724 reviews)

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4.96

Based on 10,724 reviews, last reviewed 20th Mar 2026

351700% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy to deal with and understand the current persona... Easy to deal with and understand the current personal financial situation to enable needs to be met and not exceeded. Reviewed on: 20th March 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10724)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Great company

Updraft were really good and helped me get a loan, lifesavers! Reviewed on: 25th February 2026

Quick turnaround.

Quick turnaround. Kept me updated on loan application all the way and fast payout Reviewed on: 25th February 2026

Rates and credit wildly differ from adverts

Rates and credit wildly differ from adverts Reviewed on: 25th February 2026

They see you as an individual and not a credit rating.

I have had two loans from updraft, and they are brilliant. They don’t charge ridiculous amounts, they look at your circumstances individually and not just your credit rating. They have really got me out of deep holes with my finances, easy communication and very reasonable repayments. Reviewed on: 25th February 2026

Applied for a loan so I can collate my debt into 1 p...

Applied for a loan so I can collate my debt into 1 payment, got approved and paid off all my credit cards and a couple loans. I feel much better about my situation now and a weight lifted off my shoulders. Reviewed on: 25th February 2026

Very simple online website, quick answers

Very simple online website, quick answers Reviewed on: 25th February 2026

Easy, simple and open.

Easy, simple and open. No fuss and straight forward application. Money was paid into the account and was available straight away. Reviewed on: 25th February 2026

No nonsense efficient service.

No nonsense efficient service. They've helped me out when I needed it. Highly recommend Reviewed on: 25th February 2026

Very quick and easy to deal with

Very quick and easy to deal with Reviewed on: 25th February 2026

A quick and simple process from start to finish

A quick and simple process from start to finish Reviewed on: 25th February 2026

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