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Updraft: Personal Loan reviews

4.96
Based on 10,727 reviews, last reviewed 20th Mar 2026
352000% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

No issues at all, quick process and quick receipt of... No issues at all, quick process and quick receipt of money. Reviewed on: 20th March 2026
David's avatar
David

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10727)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

their communication and customer support was spot on!

5
their communication and customer support was second to none! I was having some problems linking my bank account and they were really patient and helpful. The whole process was very smooth, I felt like it was an 'old fashioned way' of helping customers with financial support. Definitely didn't feel like I was being dealt with by a computer! Reviewed on: 25th February 2026

I was drowning in credit card debts and couldn’t fin...

5
I was drowning in credit card debts and couldn’t find a way out, I couldn’t get a loan anywhere else. Updraft gave me hope. And because they are so trusting, I will make sure I pay it back religiously Reviewed on: 25th February 2026

Excellent support.

5
Excellent support. The team is always available Reviewed on: 25th February 2026

Very good service fast money on account

5
Very good and fast service fast money on account Reviewed on: 25th February 2026

They are so customer friendly and easy to deal with...

5
They are so customer friendly and easy to deal with Reviewed on: 25th February 2026

Really good and easy experience, easy to pay more of...

5
Really good and easy experience, easy to pay more off if needed and great times to receive the money into account Reviewed on: 25th February 2026

They gave me the chance to consolidate and get out o...

5
They gave me the chance to consolidate and get out of credit card ‘jail’ when no one else would Reviewed on: 25th February 2026

There interest is so encouraging

5
There interest is so encouraging Reviewed on: 25th February 2026

Quick and easy to get a loan

5
Quick and easy to get a loan, set up quickly and repayment plans are manageable Reviewed on: 25th February 2026

First class from start to finish every time

5
First class from start to finish every time Reviewed on: 25th February 2026