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Updraft: Personal Loan reviews

4.96
Based on 10,736 reviews, last reviewed 21st Mar 2026
352900% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

perfect customer service, fast loan, great help when... perfect customer service, fast loan, great help when needed. Reviewed on: 21st March 2026
Vlad M's avatar
Vlad M

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10736)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Really efficient and fair.

5
Really efficient and fair. Easy to work the process from the app and they are really transparent the whole way through. Reviewed on: 25th February 2026

It was easy to apply and I was kept updated througho...

5
It was easy to apply and I was kept updated throughout the process Reviewed on: 25th February 2026

Easy, qiuck and clear to set up.

5
Easy, qiuck and clear to set up. Reviewed on: 25th February 2026

They were the most reasonable priced loan i could fi...

5
They were the most reasonable priced loan i could find at the time. Reviewed on: 25th February 2026

Helpful, friendly and honest, which is what you need...

5
Helpful, friendly and honest, which is what you need when needing to borrow! Reviewed on: 25th February 2026

Everything was stress free and straight forward

5
Everything was stress free and straight forward Reviewed on: 25th February 2026

Super fast processing with no hassle

5
Super fast processing with no hassle Reviewed on: 25th February 2026

Easy process great customer service

5
Easy process great customer service Reviewed on: 25th February 2026

Seamless service and application completion

5
From start to finish the experience was smooth and quick. Website and application is easy to navigate. There is nothing hidden from the me as a customer and I am exactly aware of all terms of the service I received. Reviewed on: 25th February 2026

It was great to have updraft allow me to move my cre...

5
It was great to have updraft allow me to move my credit card debt to a fixed loan so I know what I’m paying off every month and the debt is reducing. Reviewed on: 25th February 2026