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Updraft: Personal Loan reviews

4.96
Based on 10,739 reviews, last reviewed 21st Mar 2026
353200% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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Latest highest rating:

5

Very good service, not bad at all. Very good service, not bad at all. Reviewed on: 21st March 2026
CM's avatar
CM

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10739)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

It was so easy to apply and was very quick

5
It was so easy to apply and was very quick Reviewed on: 25th February 2026

Excellent service, simple process

5
Excellent service, simple process Reviewed on: 25th February 2026

Updraft helped me take control of my finances

5
Updraft have helped me take control of my finances in a way that is affordable Reviewed on: 25th February 2026

Quick, easy and fast.

5
Quick, easy and fast. Helped me to consolidate my credit cards and get rid of anxiety. Reviewed on: 25th February 2026

Very easy and quick process from start to finish fro...

5
Very easy and quick process from start to finish from the application Reviewed on: 25th February 2026

Very straight forward process, kept informed all the...

5
Very straight forward process, kept informed all the way through. Would definitely recommend Reviewed on: 25th February 2026

The best , excellent service, Recommend

5
The best , excellent service, Recommend Reviewed on: 25th February 2026

Great service.

5
Great service. Eady to apply application and everything was explained clearly and easy to understand. Reviewed on: 25th February 2026

I’ve used updraft twice for paying off my credit car...

5
I’ve used updraft twice for paying off my credit cards, it has helped me to manage my money so much better Reviewed on: 25th February 2026

Really simple and quick way to consolidate expensive...

5
Really simple and quick way to consolidate expensive credit cards into one lower interest loan Reviewed on: 25th February 2026