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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10477 reviews)

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4.96

Based on 10,476 reviews, last reviewed 5th Mar 2026

327700% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

So helpful when it was needed. So helpful when it was needed. Moved creditcard debts into one easy payment Reviewed on: 5th March 2026

Latest lowest rating:

1

new loan when they shouldn’t have done, le... Gave me a new loan when they shouldn’t have done, led me to believe it was to combine outstanding loan with new one now paying over double what I was ... Read more Reviewed on: 28th February 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10477)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Amazing service!

So so quick to response and help through the process. Didnt think i can be debt free that soon. Reviewed on: 3rd March 2026

Easy to apply and quick to send the money!

Easy to apply and quick to send the money! Easy to manage on the app Reviewed on: 3rd March 2026

It was very easy toUpdraft - there to help!

It was very easy to fill in the form, then the email correspondence was quick, straight forward and easy. Uploading the documents was also very straight forward. Getting accepted was also quickly informed via email. So the whole thing was really really easy. Would highly recommend them, they really helped me out when I was stuck financially. Reviewed on: 3rd March 2026

Excellent service and smooth process

I had a very positive experience with updraft when applying for my personal loan. The whole process was straightforward and easy to understand from start to finish. The application was simple, and I received clear communication at every stage. Their customer service was especially impressive. The team was friendly, professional, and always willing to help with any questions I had. They responded quickly and made sure I understood all the terms and conditions, which gave me confidence in my decision. Everything was handled efficiently, and there were no unexpected issues or delays. Overall, I’m very satisfied with the service I received and would definitely recommend them to others looking for a personal loan. Reviewed on: 3rd March 2026

Getting a loan doesn't have to be stressful.

Getting a loan doesn’t have to be stressful. With the right lender, the process is simple, clear, and designed around your needs. From the first conversation to the final approval, great service means friendly support, honest answers, and fast responses every step of the way. Whether you’re covering an unexpected expense or planning something exciting, taking out a loan should feel straightforward and reassuring — not overwhelming. When customer care comes first, you can move forward with confidence. Reviewed on: 3rd March 2026

Very good .

Very good . Happy with service and transparency Reviewed on: 3rd March 2026

Really easy to apply and quick response

Really easy to apply and quick response Reviewed on: 3rd March 2026

A reasonable APR and easy to manage app in terms of...

A reasonable APR and easy to manage app in terms of monthly repayments. It enabled us to use the money to do some house renovations which was great. Would recommend to friends and family. Reviewed on: 3rd March 2026

The company that gave me a chance

I don’t usually leave reviews, but I honestly feel like Updraft Credit deserve one. At a time when I felt completely stuck financially, they were the only company willing to give me a chance. I’d been turned down elsewhere and it really knocked my confidence, especially when I was trying to get my life on track before starting my ambulance career. Updraft looked at my situation properly instead of just ticking boxes. The process was straightforward, clear, and didn’t feel intimidating. Being approved for a personal loan when no one else would take a chance on me gave me the breathing space I needed to consolidate my debts and actually get ahead instead of just scraping by every month. Fast forward to now, I’m in the best financial position I’ve ever been in. I’ve cleared what was hanging over me, built some stability, and started my career without that constant money stress in the background. I’m genuinely forever thankful that they gave me the opportunity when others wouldn’t. If you’re feeling stuck and like no one’s willing to listen, I’d definitely recommend giving them a try. It made a bigger difference to my life than I can properly put into words. Reviewed on: 3rd March 2026

Easy and quick process

Easy and quick process, application was simple and decision was quickly communicated. Reviewed on: 3rd March 2026

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