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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10747 reviews)

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4.96

Based on 10,747 reviews, last reviewed 22nd Mar 2026

354000% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really great service. Really great service. Very professional and easy process Reviewed on: 22nd March 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

Read all reviews See your review

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10747)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Incredible service

Very straight forward from the get go, tells you what to do/how to do it and follow the steps and all set up. Excellent service Reviewed on: 25th February 2026

Quick and easy experience with excellent customer se...

Quick and easy experience with excellent customer service Reviewed on: 25th February 2026

Easy to use and good app whilst easy to use the inte...

Easy to use and good app whilst easy to use the interest rate are quite high Reviewed on: 25th February 2026

Easy application process, fast deposit of funds.

Easy application process, fast deposit of funds. Reviewed on: 25th February 2026

Quick service with clear guidance throughout and a v...

Quick service with clear guidance throughout and a very open and honest around fees and payments.The customer service is excellent Reviewed on: 25th February 2026

Friendly, quick and efficient service

Friendly, quick and efficient service Reviewed on: 25th February 2026

Brilliant for helping me rebuild my credit rating af...

Brilliant for helping me rebuild my credit rating after a history of bad choices. Reviewed on: 25th February 2026

Good luck

Good work nicely done recommend to everyone Reviewed on: 25th February 2026

Great communication

The team are clear on their communication Reviewed on: 25th February 2026

Feeling much more in control

I was struggling to keep on top of an overdraft, and was living month to month close to my limit. Updraft really helped to clear that overdraft, and I feel much more in control of my finances, and it feels much more manageable. Reviewed on: 25th February 2026

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