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Updraft: Personal Loan reviews

4.96
Based on 10,764 reviews, last reviewed 24th Mar 2026
355700% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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Latest highest rating:

5

Excellent and helpful customer service Excellent and helpful customer service Reviewed on: 24th March 2026
Anna b's avatar
Anna b

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10764)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Accessibility and care for personal circumstances an...

5
Accessibility and care for personal circumstances and financial capabilities is second to none Reviewed on: 25th February 2026

I have requested for a loan and applying is easy.

5
I have requested for a loan and applying is easy. The company gives you best rates for reasonable timeframe. Reviewed on: 25th February 2026

Straight forward and easy to apply through

4
Straight forward and easy to apply through Reviewed on: 25th February 2026

I have had a fantastic experience with Updraft, they...

5
I have had a fantastic experience with Updraft, they are a reliable, trustworthy company with a great reputation which is well deserved. They have provided transparency throughout my journey with them and I always know what’s happening with my loans. Reviewed on: 25th February 2026

Excellent in helping with my credit card debt

5
Excellent in helping with my credit card debt Reviewed on: 25th February 2026

Everything was simple.

5
Everything was simple. There was good communication from start to finish. Reviewed on: 25th February 2026

Really easy to deal with and great value

5
Really easy to deal with and great value Reviewed on: 25th February 2026

Got loan when was declined everywhere else

5
I was in bad place with my credit score and updraft allowed me to pay those debts I struggled with. Reviewed on: 25th February 2026

Fast, efficient and seamless process

5
Fast, efficient and seamless process Reviewed on: 25th February 2026

Efficient and clear.

5
Efficient and clear. The whole process is very easy to go thorugh and understand. Reviewed on: 25th February 2026