Write a review

Go to business site

Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10774 reviews)

View other Updraft products

4.96

Based on 10,773 reviews, last reviewed 25th Mar 2026

356600% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy application and reasonable rates Easy application and reasonable rates Reviewed on: 25th March 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

Read all reviews See your review

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10774)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Wouldn’t highly recommend :)

The application process was simple and the money was realised within a few days. Great contact throughout the whole process. Reviewed on: 25th February 2026

Brilliant service, easy to use and great app

Brilliant service, easy to use and great app Reviewed on: 25th February 2026

Always been very easy to apply and manage your loan.

Always been very easy to apply and manage your loan. Great customer service too! Reviewed on: 25th February 2026

Updraft provided great support to help control my cr...

Updraft provided great support to help control my credit. Reviewed on: 25th February 2026

Easiest and faster approvals in the united kingdom

Easiest and faster approvals in the united kingdom Reviewed on: 25th February 2026

Used many times always a good experience and good as...

Used many times always a good experience and good as a back up! No issues and simple to use Reviewed on: 25th February 2026

Warm, supportive, brilliant

I have two loans with updraft and they’re so clear and personable. I love that they allow early repayments, it never feels like they’re trying to “get” something from you. Non invasive, no debt shame, they’re brilliant Reviewed on: 25th February 2026

I had a great experience with Updraft Loan Company.

I had a great experience with Updraft Loan Company. The application process was simple and transparent, and everything was clearly explained from start to finish. Customer service was friendly and responsive, making the whole experience smooth and stress-free. I’d definitely recommend them to anyone looking for a reliable loan provider. Reviewed on: 25th February 2026

Small loan to consolidate a few debts

Took out a loan to cover overdrafts and an existing bank loan. Checks were quick and well explained, payment plan and rates were very clear and the funds transfer was quick. The app is just great for tracking things as well. Made life so much easier Reviewed on: 25th February 2026

Has really helped me to get through a hard time

Has really helped me to get through a hard time Reviewed on: 25th February 2026

Alternative products

Personal Loan
from Sainsburys Bank 3.30 from 70 reviews
Loans
from London Mutual Credit Union 4.86 from 2279 reviews
Personal loan
from Tesco Bank 3.13 from 78 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub