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Updraft: Personal Loan reviews

4.96
Based on 10,778 reviews, last reviewed 25th Mar 2026
357100% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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0%

Latest highest rating:

5

Great exeprience overall. Great exeprience overall. I received the help I needed in no time. Thanks, Reviewed on: 25th March 2026
Ana's avatar
Ana

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10778)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

My favourite loan creditor

5
A very safe, quick and straight forward system to process applications and a good on going customer service. Reviewed on: 25th February 2026

It has been great to deal with updraft.

5
It has been great to deal with updraft. It has been a relief to consolidate my debt. I’m in a position now where I feel more relaxed about my finances. Reviewed on: 25th February 2026

It hurts taking out this loan.

2
It hurts taking out this loan. The rates are high. Will pay it down as quick as I can… I do not like being in this position… try not to be in too much bad debt guys. Reviewed on: 25th February 2026

Updraft were extremely helpful

5
Updraft were extremely helpful when applying for a loan. I felt like a valued customer. The process was very swift and straightforward Reviewed on: 25th February 2026

Easy to get the loan application approved and the pr...

5
Easy to get the loan application approved and the provided rate was very good Reviewed on: 25th February 2026

Decision was fast, terms clear and money paid quickly.

5
Decision was fast, terms clear and money paid quickly. Reviewed on: 25th February 2026

They were very swift in responding to me, in underst...

5
They were very swift in responding to me, in understanding the need to offload multiple loans which has helped greatly me in managing my credits. Their plan actually helped improve my quality of life. Reviewed on: 25th February 2026

Very good experience and a good rate provided

5
Very good experience and a good rate provided Reviewed on: 25th February 2026

Great help from start to finish, easy to apply and q...

5
Great help from start to finish, easy to apply and quick to accept and received money straight away Reviewed on: 25th February 2026

Very smooth and quick experience with applying for a...

4
Very smooth and quick experience with applying for an Updraft loan Reviewed on: 25th February 2026