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Updraft: Personal Loan reviews

4.96
Based on 10,785 reviews, last reviewed 25th Mar 2026
357700% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

5

Such a quick and easy experience, very impressed and... Such a quick and easy experience, very impressed and it has saved me so much stress Reviewed on: 25th March 2026
Suzanne 's avatar
Suzanne

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10785)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Great company, brilliant customer service

5
Great company, brilliant customer service Reviewed on: 25th February 2026

Easy to use, setup and with no confusing jargon.

5
Extremely easy to use and in a way that keeps you in control. I was able to taylor the loan i needed and depending on the amount i wanted there were slight changes to repayment schedule and interest rate which were more to my benefit overall. Everything was clearly and precisely explained with no 'financial jargon' so i knew exactly what i was getting into Reviewed on: 25th February 2026

Very quick and easy money was there before I knew it .

5
Very quick and easy money was there before I knew it . Reviewed on: 25th February 2026

Great friendly and quick service, hassle free.

5
Great friendly and quick service, hassle free. I had no problems getting where I needed to and it has made a big difference to my budgeting. Reviewed on: 25th February 2026

Easy from start to finish, great communication.

5
Easy from start to finish, great communication. Accessible and flexible to help with working hours which helps. I have no complaints with this company at all. Reviewed on: 25th February 2026

Friendly and Very Easy to deal with

5
Staff always helpful and on hand to help/answer any questions. Very easy to deal with Reviewed on: 25th February 2026

Fast responses, very good APR and fast turn around.

5
Fast responses, very good APR and fast turn around. Very simple process to apply and doesnt affect your credit score to receive a quote. They help you condense loan repayments and turn it into one singular payment. Reviewed on: 25th February 2026

Very easy to use, person friendly service

5
Very easy to use, person friendly service Reviewed on: 25th February 2026

Quick and easy.

5
Quick and easy. Really straightforward Reviewed on: 25th February 2026

Would recommend

5
Process was quick and easy, can set payment date which is very useful Reviewed on: 25th February 2026