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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10785 reviews)

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4.96

Based on 10,785 reviews, last reviewed 25th Mar 2026

357700% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Such a quick and easy experience, very impressed and... Such a quick and easy experience, very impressed and it has saved me so much stress Reviewed on: 25th March 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10785)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Good service

Quick and easy process from start to finish Reviewed on: 25th February 2026

Quick, easy and hassle free.

Quick, easy and hassle free. App is fairly simple to use and the check in from the team after the funds are cleared was a nice personal touch. Reviewed on: 25th February 2026

No longer drowning in overdraft!

I had 2 overdrafts following completing University and was struggling to repay them and manage money. I found UpDraft and was put at ease that I could find a repayment plan to suit my circumstances. I was informed throughout the application and have found the app to be super accessible and easy to understand for people like me who struggle to understand the financial jargon Reviewed on: 25th February 2026

Quick and reliable.

Quick and reliable. Happy customer. Reviewed on: 25th February 2026

It was quick and easy to get my loan .

It was quick and easy to get my loan . I also received it very fast . Reviewed on: 25th February 2026

Very easy process.

Very easy process. Money was in the bank within a short amount of time allowing payments to be made rather quickly. Reviewed on: 25th February 2026

Would recommend Great and simple

Great and simple to navigate. Good app too. Reviewed on: 25th February 2026

I have to say that Updraft has changed my life.

I have to say that Updraft has changed my life. It helps me to take control of my finances. My credit score was really poor and I have a lot of debt with credit cards. They borrowed me the full amount and help me organise with my finances. I will always be grateful with this company 5/5 starts Reviewed on: 25th February 2026

I needed a PL to consolidate debt, where no one woul...

I needed a PL to consolidate debt, where no one would take me, updraft went out on a limb and helped me out, relieving stress and helping me consolidate debt from unfortunate circumstances. Reviewed on: 25th February 2026

Quick and easy application

Quick and easy application, top loan company, there when you need them thanks Updraft Reviewed on: 25th February 2026

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