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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10787 reviews)

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4.96

Based on 10,787 reviews, last reviewed 26th Mar 2026

357900% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy, smooth and very helpful. Easy, smooth and very helpful. I was stuck and needed the loan in an emergency. Now I feel stress free. Reviewed on: 26th March 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10787)

Review of the Updraft, Personal Loan:

Helped me out when I needed it!

The application was super easy and I was surprised how quick I received the funds. Updraft really helped me out when other companies turned me away. Reviewed on: 5th March 2022

Straight forward and easy loans no bs had no problem...

Straight forward and easy loans no bs had no problem getting a loan at a fair rate great app so easy to use.Not had a single issue so far would use their services again in the future if need be.Definitely a great service and very organised app for anyone to use. Reviewed on: 25th February 2026

Easy to apply, quick outcome.

Easy to apply, quick outcome. Easy to settle. Reviewed on: 25th February 2026

Seamless process.

Seamless process. Good rates and clear terms and conditions Reviewed on: 25th February 2026

Convenient

It was super convenient and instant process applying for the loan Reviewed on: 25th February 2026

A very quick and straightforward process.

A very quick and straightforward process. No stress, very simple documents to complete. This took a lot of pressure off to secure the loan and enabled me to clear and consolidate debt. Reviewed on: 25th February 2026

Needed a loan to pay off a credit card the smoothest...

Needed a loan to pay off a credit card the smoothest service I’ve ever used and money is in the bank in a couple of days would 100% use them again. Reviewed on: 25th February 2026

Very easy to use was able to get sorted within...

Very easy to use was able to get sorted within 10mins Reviewed on: 25th February 2026

Excellent experience

Excellent experience with an extremely speedy outcome Reviewed on: 25th February 2026

Excellent service, very helpful would highly recomme...

Excellent service, very helpful would highly recommended Reviewed on: 25th February 2026

The "10-Minute" Sprint

The process is surprisingly slick. Unlike a traditional bank where you might be digging for PDF bank statements, Updraft uses Open Banking. What I did: Downloaded the app, entered my basic details, and gave them permission to "read" my main bank account. The Result: It scanned my spending habits and credit card balances instantly. Within about 5 to 8 minutes, I had a pre-approved offer on my screen. Reviewed on: 25th February 2026

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