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Updraft: Personal Loan reviews

4.96
Based on 10,798 reviews, last reviewed 27th Mar 2026
359000% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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Latest highest rating:

5

Great service Really fair and great advice for applying for a personal loan. Helps put the mind at ease and navigating personal dept. This has helped me get back on... Read more Reviewed on: 27th March 2026
Florence H's avatar
Florence H

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10798)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Updraft has helped me to become more financially sec...

5
Updraft has helped me to become more financially secure by consolidating my debt into one payment monthly. Allowing me to mange my finances easily. updraft has been a pillar of support and strength at a time I was at a very low point mentally. I didn’t feel judged and always felt they were there to help whenever I needed their assistance. very professional and trustworthy company. I would highly recommend Reviewed on: 25th February 2026

Excellent

5
Great service, easy to use, perfect for low credit score people Reviewed on: 25th February 2026

Very easy to deal with.

5
Very easy to deal with. Excellent customer service and I have never had an issue with communication. Their app is easy to navigate and gives all the information you need from a loan provider. Reviewed on: 25th February 2026

Would recommend to anyone! 10/10 all round!

5
Updraft personal loans had a very easy application process that let you know right away if you were approved or not. They offer really reasonable rates and amounts to help consolidate you debt. They gave me hope when I felt like I was running out of options and did use that as an excuse to take advantage with their rates. I would recommend them to anyone and the option to pay down the loan faster without incurring any fees gives me hope that if circumstances change I won’t be stuck paying for a loan for years more than I need to. 10/10 service and have always been so helpful and attentive when I needed to get in contact. Reviewed on: 25th February 2026

simple, fast and affordable - made a normally comple...

5
simple, fast and affordable - made a normally complex and tedious process a pleasure Reviewed on: 25th February 2026

Satisfied user

5
Approval process was straightforward Reviewed on: 25th February 2026

Clear, efficient and responsible lending

5
Clear and efficient service, helping me to secure a loan that is affordable for me at this time. Reviewed on: 25th February 2026

Very modern financial solutions!

5
Very modern financial solutions! The team is helpful and friendly, and very thorough at the same time. Reviewed on: 25th February 2026

I have used Updraft four times now.

5
I have used Updraft four times now. Simple, fast and efficient and the rates get better each time I've used them. Clearing loans is a doddle too. Reviewed on: 25th February 2026

Easy ,simple ,smart to use very user friendly

5
Easy ,simple ,smart to use very user friendly Reviewed on: 25th February 2026