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Updraft: Personal Loan reviews

4.96
Based on 10,807 reviews, last reviewed 28th Mar 2026
359900% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

It was quick and easy with no fuss It was quick and easy with no fuss Reviewed on: 28th March 2026
Paul T's avatar
Paul T

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10807)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

A fantastic service who helped me through a period o...

5
A fantastic service who helped me through a period of requiring a personal loan with great competitive rates Reviewed on: 25th February 2026

Very easy, accessible and helped me when noone else...

5
Very easy, accessible and helped me when noone else would! Would definitely recommend to family and friends. Reviewed on: 25th February 2026

Honest review

5
I think it’s a really good provider it’s helped me get back in control when all other banks simply won’t give me the chance despite having no issues paying things back. There was almost no humanity from other banks as they never take into account people can just fall into these credit traps that you can’t get out of. The one and only thing I would say that needs improvement is the communication it can often take a day or two for a response if there was someone available right away on live chat it would make it that much better. I would definitely recommend it for people that want to dig themselves out of a hole! Reviewed on: 25th February 2026

My experience with updraft and personal experience

5
Quick and easy process, easy to deal with. Very helpful, helped me in many ways and made my life a little stress free. I would definitely recommend updraft for anyone wanted a personal loan to cover anything. The money was in my account within 24 hours of been approved 100% recommend. Reviewed on: 25th February 2026

Very fast simple and the customer service is excepti...

5
Very fast simple and the customer service is exceptional Reviewed on: 25th February 2026

Simple and easy to follow

5
The process was simple and clear to follow through the app and see where I was in the process Reviewed on: 25th February 2026

Would recommend to anyone

5
From start to finish using Updraft was a very easy. Everything was clear and the process was extremely quick. Reviewed on: 25th February 2026

Good customer support and swift and simple applicati...

5
Good customer support and swift and simple application process Reviewed on: 25th February 2026

Very efficient and great customer service.

5
Very efficient and great customer service. A very smooth process from start to finish. Reviewed on: 25th February 2026

Efficient, clear and concise with explaining the loa...

5
Efficient, clear and concise with explaining the loan details, payout was as detailed and the app is easy to use. Reviewed on: 25th February 2026